My husband has an annuity that he has not rolled into an IRA. If I inherit this annuity, does it work the same as if he had an IRA? Can I roll the funds into my IRA. We are both retired and are in our early 80s. – Carol No, you wouldn't be able to roll your husband's annuity into your IRA. Depending on the type of annuity, there are situations where this could be allowed due to your relationship, but not in the situation you are describing. A financial advisor can help you manage your retirement assets an ...

If you’re in the upper-middle class and are heading into retirement soon, you may need to make a few smart trade-offs. Though you may own valuable assets, multiple properties or lifestyle upgrades you worked hard for, that doesn’t mean all of them still make sense once your paycheck stops. Retirement is a shift from accumulation to preservation. And in many cases, selling some of your assets before retiring can make your money last longer and help you enjoy your golden years without stress. Here are six ...