LANSING, Mich.--(BUSINESS WIRE)--Jackson Financial Inc.1 (NYSE: JXN) (Jackson®) announced today that it has entered a long-term strategic partnership with TPG Inc. (NASDAQ: TPG), combining the strength of Jackson's annuity product expertise and broad distribution network with TPG's best-in-class, scaled private credit platform. The partnership aims to expand Jackson's spread-based product sales and to provide flexibility for future innovative insurance solutions. The benefits of this strategic. ...

Financial Literacy and Investment Strategies - The importance of financial literacy is emphasized, particularly for professional athletes whose earning years are often short-lived, with annuities being a recommended tool for converting earnings into lasting income streams [1][2] - Annuities are defined as financial products that provide a steady income stream, often used for retirement or wealth safeguarding, and can be structured for fixed or variable payouts [2][9] Athlete Financial Management - Research indicates that athletes typically retire before the age of 30, with NBA players averaging a retirement age of 28, highlighting the need for financial discipline [3] - Shaquille O'Neal shares his personal experience of financial mismanagement early in his career, which motivated him to learn about financial stability [4][5] Investment Philosophy - Shaq advocates for a saving strategy of saving 75% of income and having fun with the remaining 25%, which has contributed to his financial success [6] - He has made significant investments in companies like Google and Ring, as well as owning a diverse portfolio of restaurant franchises [6] Accessible Investment Options - For individuals without high incomes, the principle of wise investment remains crucial, with annuities being a viable option for long-term financial success [7] - Platforms like Acorns allow for small-scale investments in dividend stocks, making it easier for beginners to grow their wealth [11][12] Real Estate Investment - Real estate is highlighted as a compelling investment option that can generate consistent cash flow through rental income, aligning with the principles of financial tools like annuities [13] - Home Equity Agreements (HEAs) provide a way for investors to participate in real estate without the responsibilities of being a landlord, offering built-in protections against market dips [15][16]

Retiring next year sounds ambitious, but I wanted to know if it was actually possible, so I asked ChatGPT to lay out exactly what someone needs to do to retire in 2026. The AI treated the question seriously and broke down retirement into a step-by-step timeline. The answer was more actionable than I expected. ChatGPT didn’t give generic advice about saving more money. Instead, it mapped out specific tasks for the final months before retirement with deadlines attached. Calculate Your Number First ChatGP ...

Core Insights - CNO Financial Group, Inc. (CNO) is expected to experience continued growth due to strong collected premiums from annuity, life, and health products, along with rising new annualized premiums and higher fee revenues [1] - The company has a market capitalization of $4.2 billion and total assets of $38.3 billion, positioning it as a top-tier insurance company [2] Financial Performance - The Zacks Consensus Estimate for CNO Financial's 2025 earnings is $4.14 per share, reflecting a 4.3% year-over-year increase, with a further 4.4% increase projected for 2026 to $4.32 [3] - Revenue estimates for 2025 and 2026 are $3.78 billion and $3.9 billion, respectively, supported by improved collected premiums and higher fees [4] Investment and Technology - CNO has made significant investments in technology to enhance agent productivity and sales efficiency, utilizing digital tools and platforms to improve customer experience and attract younger customers [5] - The company's return on invested capital (ROIC) stands at 7.3%, well above the industry average of 2.1%, indicating superior capital efficiency [6] Capital Returns - CNO's capital returns remain strong, with approximately $411 million returned to shareholders through buybacks and dividends in 2024, and $259.9 million in share repurchases and $50 million in dividends during the first nine months of 2025 [7]

Thinkstock Quick Read Annuities provide guaranteed lifetime income like Social Security but carry high fees and surrender charges. Fixed annuities offer predictable payments without market risk but may not keep pace with inflation. Make sure you understand the pros and cons of an annuity before buying one. If you’re thinking about retiring or know someone who is, there are three quick questions causing many Americans to realize they can retire earlier than expected. take 5 minutes to learn more he ...

Core Insights - Older Americans are advised to carefully consider the timing of their Social Security benefits, as this decision significantly impacts their monthly income during retirement [2][3] - Social Security provides a guaranteed income for life, unlike personal savings which may deplete over time [3][4] - Annuities are presented as an alternative source of guaranteed income in retirement, functioning as contracts with insurance companies that ensure payments for life [5][7] Summary by Category Social Security - Social Security benefits are crucial for many retirees, serving as either their only or primary source of income [2] - The age at which individuals file for Social Security affects the amount received monthly, making strategic timing essential [2][3] Annuities - Annuities can provide a similar guarantee of lifetime income, addressing the fear of running out of savings [5][6] - There are various types of annuities, including fixed annuities with predictable payments and variable annuities that fluctuate based on market conditions [6][8] - Choosing the right type of annuity depends on individual income needs and risk tolerance, with fixed annuities offering stability and variable annuities presenting potential for higher returns [8]

Core Insights - Social Security is a crucial financial support for retired Americans, providing guaranteed benefits for life [2][3] - Despite concerns about its sustainability, Social Security is funded through wage taxes, ensuring ongoing benefit payments as long as there are workers contributing [4] - Annuities can serve as a valuable supplement to Social Security, offering additional guaranteed income for retirees [5][6] Group 1 - Social Security benefits are guaranteed for life, making them a reliable income source for retirees [7] - Annuities provide lifetime income payments in exchange for a lump sum or periodic payments to an insurance company, enhancing financial security [6][7] - Combining fixed annuities with Social Security can create a stable retirement income that is less affected by market fluctuations [7] Group 2 - Low-risk investments like Treasury bonds and CDs may not generate sufficient income for retirees, highlighting the need for additional income sources [5][6] - The structure of annuities allows retirees to protect themselves from the risk of outliving their savings, making them an attractive option [6][7] - Retirees are encouraged to explore their options, as many may find they can retire earlier than anticipated with proper planning [7]

Dutch insurer Aegon has outlined plans to relocate its headquarters and legal domicile to the US as part of a broader strategy to prioritise life insurance and retirement operations in the region. This decision follows a review process announced in August 2025 and was shared during the company’s recent capital markets day. The company intends to adopt US Generally Accepted Accounting Principles (GAAP) for its financial reporting, starting with full-year 2027 results. To accommodate this shift, from 202 ...

With stocks and bonds down, should I use retirement assets, such as a Simplified Employee Pension Plan (SEP) IRA, Roth or annuity, to pay down credit card debt? My stocks are down 15% to 20%, and my annuity is the only investment in the positive. I just turned 59 1/2. My debt is $240,000. -William My first suggestion would be to not make things more complicated for yourself than necessary. Specifically, I mean don’t worry about where the market is in relation to your portfolio. Although it is tempting, tryi ...

A lot of retirees use annuities to simplify their income stream in retirement but that doesn’t mean annuities are simple. Beyond choosing what kind of annuity to purchase – immediate vs. deferred and fixed, indexed or variable, you’ll also need to consider how to receive your annuity payments. You can receive a lump sum from your annuity, a life option that pays over your lifetime and, if you choose, a spouse, other survivors or an estate, or a systematic stream of fixed payments that you receive annually ...