Your plan may deny you some care that original Medicare might have covered. (About 6.4% of prior authorization requests in 2022 were denied, though many decisions were reversed on appeal, per a Kaiser Family Foundation report.)Medicare Advantage plans are rated for quality, so you can shop for the best plans near you.Your out-of-pocket spending will be capped. The 2026 limit is $9,250 for in-network expenses (excluding drugs) or $14,750 if your plan allows you to see some out-of-network providers. Some plan ...