Group 1 - The article discusses the investment potential of Brookfield Corp. and Enbridge, highlighting their diversified business models and the ability to build a comprehensive investment portfolio around them [1] - The author emphasizes the importance of dividend growth opportunities in the analysis of these companies, indicating a focus on income-generating investments [1] Group 2 - The article is part of a broader research initiative by iREIT on Alpha, which aims to provide in-depth analysis on various income alternatives including REITs, mREITs, and ETFs [1] - The author, Leo Nelissen, specializes in major economic developments related to supply chains, infrastructure, and commodities, contributing to the investment insights provided [1]

Global Retirement Challenges - The US has 57 million Americans without savings or retirement plans [1] - Many countries face challenges in providing adequate retirement income due to lower interest rates and increasing life expectancy [2][3][4] - OECD reports 40% of elderly in Korea live on less than half of the median income, and just under 25% in the US [3] Dutch Pension System - The Netherlands has around €1600 billion (16000 亿欧元) in pension assets, equating to approximately 150% to 300% of its GDP [6] - Dutch pension assets account for 59% of all European pension funds, despite having only 4% of the population [6] - The Netherlands is transitioning from defined benefits to defined contribution to increase the sustainability of the fund [7] - The Dutch pension reform discussions started in the early 2000s and the shape of the current reform was decided around the start of the pandemic [8][9] Investment Strategies and Risk Management - The Dutch system allows pension asset managers to invest in higher risk and higher yield assets for younger workers [16] - The focus shifts from contributions to stable investment results as individuals near retirement [17][18] Policy and Consensus Building - The Dutch system emphasizes consensus building between employers, employees, and the government [19] - Political uncertainty around the pension reform ended after a failed vote in Parliament and a shift in government [11]

Risk Management - Concentration of company stock in retirement plans poses risks to long-term financial security [1] - Reducing concentration risk is crucial for protecting retirement savings [1] Strategies - Tax-efficient strategies can be employed to manage company stock in retirement plans [1]

The average retirement plan participants between the ages of 45 and 54 had an average balance of $168,646 in 2023, according to Vanguard. How does your savings balance compare? https://t.co/vZB6p1oSRX ...

No one cares about your retirement plan more than you do. ...

Retirement Planning - Starting retirement planning in your 20s is crucial [1] - Contributing to a 401(k) is a key step in early retirement planning [1] - Early start leverages the power of compounding interest [1] - Employer matching can significantly boost retirement savings [1]

Retirement Plan Enrollment - Approximately 20% of eligible workers are not enrolled in their employer's retirement plan [1] Savings Guidance - Rules of thumb exist to guide individuals in selecting a retirement plan aligned with their savings goals [1]

Nearly 11 million people in the Netherlands will switch to a new retirement plan from January 2026, as the country embarks on a pension overhaul that’s expected to spur volatility across European bond markets https://t.co/SnIsFqfoor ...