Resource offers guidance for employers on managing cost pressures, meeting demands, and responding to employee priorities.Cleveland, Dec. 10, 2025 (GLOBE NEWSWIRE) -- CBIZ, Inc., a leading national professional services advisor, today announced the launch of its 2026 Benefits & Insurance Market Outlook, aimed at helping employers prepare for another year of increasing healthcare costs and rising employee expectations. The report outlines key trends shaping the benefits and insurance sector and offers employ ...

Core Insights - Rising healthcare costs are attributed to inflation, increased prescription drug use, and new therapies, necessitating significant financial planning for healthcare [1] - The "Big Beautiful Bill" is expected to increase health insurance premiums for ACA plans by an average of 75% starting in 2026, as enhanced premium credits will effectively end [3] Group 1: Impact of Legislation - The "Big Beautiful Bill" could lead to higher premiums for ACA marketplace plans, affecting many individuals [2][3] - Enhanced ACA premium credits, which have been in place since 2021, will be terminated due to the new legislation [3] Group 2: Personal Financial Planning - Individuals are advised to review their ACA coverage and prepare for the upcoming premium increases [5] - Open enrollment season is an opportunity for individuals to consider high-deductible plans, which may offer lower monthly premiums [5][6] - Those in good health with substantial emergency savings may benefit from high-deductible health insurance plans [6] Group 3: Broader Implications - Changes in employment status, such as layoffs or starting a business, could necessitate a shift to ACA marketplace plans [4] - Young adults aging out of their parents' insurance plans will need to seek their own coverage soon [4]