Fact checked by Vikki Velasquez pixdeluxe / Getty Images Your age and goals can impact the amount of risk you take with your investment decisions. Key Takeaways An Empower survey showed that almost a quarter of Americans believe that you need to take risks to get richer. Risks are inherent in investing, so you can't completely avoid them. You can reduce risk by diversifying your holdings and spreading them across a mix of low-, medium-, and high-risk assets. Your risk tolerance is higher when you a ...

Microsoft store in Manhattan, New York City, United States of America on July 16th, 2024. (Photo by ... More Beata Zawrzel/NurPhoto via Getty Images)NurPhoto via Getty ImagesWhy would you want to pay 50x cash flow for Microsoft’s (NASDAQ:MSFT) stock, when you can buy Nvidia at about the same price? Nvidia’s revenues are growing close to 100%, Microsoft’s at 15%. Yes, not 50%, but 15%. What’s worse - Nvidia’s cash flow margins are about 47%, almost 1.7x Microsoft’s margins.In other words, more of that top li ...