Market Overview & Strategy - The market is signaling the importance of aligning asset allocation with investment goals and risk tolerance [2] - Investors' portfolios are likely overweight in US large-cap stocks [3] - Locking in gains is important to secure profits amidst market volatility [4][5] - Rebalancing portfolios creates opportunities to capitalize on market downturns [5] - Consider trimming positions now and after January 1st to lock in gains, potentially reframing capital gains taxes as a privilege [6] Investment Opportunities - Overweighting small and mid-cap stocks is favored, particularly high-quality plays in the small-cap space [7][9] - Small cap index performance is driven by non-earners playing on AI euphoria [8] - International and emerging markets are attractive, benefiting from a weakening US dollar [9] - Alternatives are recommended as an asset class [9] Global Perspective - AI is a global revolution, not limited to the United States [12] - S&P 500 revenues are 50% global [10] - International indices have underperformed the US for 15 years, creating opportunities to find undervalued gems [11]

Elderly Americans’ risk tolerance has shot up. Many now eschew traditional investment advice, which is concerned with protecting rather than increasing wealth https://t.co/u6AwgbNp0l ...

America’s surging stockmarket has been driven by old investors with a growing tolerance for risk. If a downturn strikes, this could have profound implications https://t.co/gUfD2kzTa2 ...

Core Insights - The article emphasizes the importance of identifying overlooked investment opportunities rather than following popular trends, suggesting that some of the best investments are not widely discussed in mainstream finance [2]. Group 1: Overlooked Investment Opportunities - Treasury Bonds and T-Bills are often ignored by investors during volatile market conditions, yet they provide risk-free returns with recent yields around 4.5%-5% [3][9]. - High-Yield Savings and Money Market Accounts are frequently overlooked due to convenience, but they offer competitive interest rates of 4% or higher, making them excellent for cash management [5][10]. - Municipal Bonds are less popular compared to stocks or real estate, but they provide tax-free income and attractive yields for high-income investors, especially in high-tax states [7][11][12]. - International Value Stocks and Emerging Market ETFs are often overshadowed by U.S. tech stocks, yet they present potential upside due to deep discounts in foreign markets and possible benefits from a weakening U.S. dollar [13][14].

You have some interesting things to say about how to be an active investor. >> First step is to figure out what kind of loss can you live with. Second step is to take your portfolio and look at it backwards.How did that portfolio perform in Q1 2025. How about 2022. How about 2008.We're sitting with one referral young lady in her 70s. She's been to over 70 countries. I'm like, I want to follow you right wherever you go.Her account, she did not recognize was off 70% in 2008. Now, the market, as you probably r ...

You can catch Trader Talk on Apple Podcasts, Spotify, YouTube, or wherever you get your podcasts. Feeling uneasy about the markets? On this episode of Trader Talk, Hennion and Walsh Asset Management president and chief investment officer Kevin Mahn explains why time in the market still beats timing the market. He breaks down the Fed’s rate cut path, how investors should think about risk tolerance by age, and why AI infrastructure, aerospace and defense, small-cap biotech, and international stocks are key ta ...

Group 1 - The article discusses the concerns of an individual regarding investing in stocks after experiencing significant losses post-9/11, leading to a preference for high-interest savings accounts in digital banks [1][3][4] - It emphasizes the importance of understanding one's risk tolerance and investment goals when making financial decisions, suggesting that a less aggressive portfolio may be more suitable for those with low risk appetite [2][4] - High-yield savings accounts are currently popular due to attractive interest rates of 4-5%, which are significantly higher than the previous rates of 1% or lower, although the real return is minimal when adjusted for inflation [6]

Market Volatility Management - During market volatility, individuals can control their financial planning and investment strategies [1] - Determining risk tolerance is crucial for navigating market dips [1] - Market volatility can present potential investment opportunities [1] Retirement Planning - Market dips can affect retirement savings [1] - Pulling out of the market can significantly impact retirement plans [1] - Staying the course with investments or making adjustments should be considered during market volatility [1] Resources and Engagement - Fidelity offers resources on market volatility overview and tips for navigating volatile markets [1] - New episodes of Money Unscripted are released bi-weekly on Tuesdays [1] - Fidelity encourages audience engagement through comments, email, and social media platforms [1]

So, now that you've built a strong foundation in the basics of investing, it's time to put that knowledge into action. This final module is kind of like your capstone project, an opportunity to take everything you've learned so far and discuss how to apply them to real investment decisions. For this module, make sure you download the associated capstone workbook and stock analysis checklist.They should help guide you through this process. So, first you're going to outline your personal investment strategy. ...

Investment Analysis - The report emphasizes the importance of identifying potentially good investments based on their overall standing, competitive position, and industry health [1] - It suggests drilling down into nuanced components of a business's operations, such as financial strength, profitability, and growth prospects [1] Investment Strategy - Understanding a business is only part of the investment process; aligning investments with personal goals and strategies is crucial [2] - The next module will cover outlining a repeatable strategy by understanding personal financial goals, time horizon, and risk tolerance [2]