You can catch Trader Talk on Apple Podcasts, Spotify, YouTube, or wherever you get your podcasts. Feeling uneasy about the markets? On this episode of Trader Talk, Hennion and Walsh Asset Management president and chief investment officer Kevin Mahn explains why time in the market still beats timing the market. He breaks down the Fed’s rate cut path, how investors should think about risk tolerance by age, and why AI infrastructure, aerospace and defense, small-cap biotech, and international stocks are key ta ...

I’m 64. I just inherited $50,000. I’m leary of investing it in stocks as I took a bath after 9/11 and saw my $70,000 401(k) cut in half. I have been looking at high-interest savings in digital banks such as CIT bank. But I am concerned about their legitimacy.  -James I can understand your concern about both stocks and wanting to be sure a financial institution is legitimate before depositing your money into its products. Fortunately, there are some pretty straightforward ways to check. Keep in mind: While ...

The markets go up and down. That’s out of your control. But what can you control in times of uncertainty? On this episode of Money Unscripted, host Ally Donnelly and Vice-President Financial Consultant Ryan Viktorin help you take a big-picture look at your finances during market volatility. Are you still on track to meet your goals like saving for retirement? Does your financial plan still make sense? Should you stay the course with your investments or make adjustments? Watch now. 00:00 Welcome to Money Uns ...

So, now that you've built a strong foundation in the basics of investing, it's time to put that knowledge into action. This final module is kind of like your capstone project, an opportunity to take everything you've learned so far and discuss how to apply them to real investment decisions. For this module, make sure you download the associated capstone workbook and stock analysis checklist.They should help guide you through this process. So, first you're going to outline your personal investment strategy. ...

Investment Analysis - The report emphasizes the importance of identifying potentially good investments based on their overall standing, competitive position, and industry health [1] - It suggests drilling down into nuanced components of a business's operations, such as financial strength, profitability, and growth prospects [1] Investment Strategy - Understanding a business is only part of the investment process; aligning investments with personal goals and strategies is crucial [2] - The next module will cover outlining a repeatable strategy by understanding personal financial goals, time horizon, and risk tolerance [2]

Core Insights - Investment decisions can be influenced by various factors, and recognizing red flags can help avoid costly mistakes [2] Group 1: Red Flags in Investment - A broker's recommendation does not guarantee a smart investment, as many brokers work on commission and may not act in the investor's best interest [3] - Taking on debt to afford an investment is a warning sign, as it amplifies risk and adds interest costs [4] - Pressure to act quickly on an investment can indicate a scam or speculative bubble, as a worthwhile investment should remain valuable over time [5] Group 2: Investment Strategy Considerations - Blindly following successful investors like Warren Buffett can be detrimental, as individual financial goals and risk tolerance vary [6] - A stock's price increase without corresponding earnings growth may indicate overvaluation, particularly if the price-to-earnings (P/E) ratio is high without strong earnings [7] - Investments that cause emotional distress due to volatility may not align with an investor's risk tolerance, increasing the likelihood of poor timing in selling [8] Group 3: Insider Activity - Large-scale insider selling can be a red flag, as company executives typically have the best insight into their business [10]

Core Insights - The article emphasizes the importance of the initial meeting between clients and financial advisors, highlighting key questions that should be addressed to establish a successful relationship. Group 1: Key Questions for Financial Advisors - Understanding financial goals is crucial, including short- and long-term objectives such as education funding, home buying, and retirement planning [3] - Assessing risk tolerance early on helps shape an investment strategy that aligns with the client's comfort level regarding market fluctuations [3] - Exploring the meaning of money to clients allows advisors to tailor financial strategies that resonate with their values and motivations [4] Group 2: Personal Financial History - Advisors should inquire about clients' financial experiences growing up, as these early influences significantly shape current attitudes and behaviors towards money [5] - Discussing desired financial habits for children indicates an advisor's commitment to the client's long-term family financial well-being [6]

Core Insights - Interest rates are fluctuating, prompting a review of savings options to maximize interest income [1] - ChatGPT suggests that the best savings placement depends on individual needs, risk tolerance, and liquidity preferences [2] Safe Investment Options - Certificates of Deposit (CDs) can lock money for terms of six months to five years at rates of 5% or more, ideal for those who do not need funds before maturity [4] - Treasury Bills (T-Bills) are U.S. government bonds with terms ranging from four to 52 weeks, currently yielding about 5%, available for purchase at TreasuryDirect.gov [4] - It is noted that while T-Bills are not FDIC-insured, they are backed by the U.S. government, similar to FDIC protections [5] Higher Yield, Higher Risk Options - Bond ETFs or Mutual Funds can yield between 4% to 6%, but their prices may fluctuate, making them suitable for those with a longer investment horizon [6] - Dividend-Paying Stocks or ETFs can provide dividends of 2% to 5% along with potential growth, though stock prices are volatile [6] - High-Yield Savings Accounts (HYSAs) from online banks like Ally, Marcus, or Discover currently offer 4% to 5% APY, providing full liquidity and safety [7] - Money Market Accounts offer similar rates of around 4% to 5% APY and may include check-writing privileges [7] - Real Estate Investment Trusts (REITs) often yield between 5% to 8% in dividends but carry higher risks and sensitivity to interest rate changes [8]

The famous boxer Mike Tyson once said, quote, "Everyone has a plan until they get punched in the face." And this applies perfectly to crypto. That's because it's common for crypto prices to go much higher or much lower than you expect. And this also tends to happen much faster or much slower than you initially anticipated.And that's why today we're going to give you a stepbystep guide on not only how and when to take profit, but also how and when to cut your losses. This is a video you literally cannot affo ...

Noticed that crypto natives’ risk tolerance goes beyond trading.Many are fine living abroad with no global health insurance.If something happens, we'd rather just pay out of pocket than buy a insurance. ...