Question-and-Answer SessionSo I just thought maybe to start, there definitely are some key differences between the group benefits and life insurance businesses at Principal compared to the broader markets that you're in. So could you just start by talking a little bit about what's unique about the businesses at Principal?Amy FriedrichPresident of Benefits & Protection Sure. Yes. Thanks for the question. Glad to be here. Certainly, when I look at the group benefits business for Principal, one of the things t ...