Morgan Stanley strategists believe 30-year fixed mortgage rates could temporarily dip to between 5.50% and 5.75% around the middle of 2026, before moving higher again. Curinos, a mortgage analytics firm, sees a similar pattern, though its outlook puts the low point slightly higher, at about 5.8%. Curinos expects that dip to be short-lived. In its quarterly forecast, mortgage rates fall in the second quarter before edging back up in the second half of the year. Key Takeaways Mortgage rates are finally coming ...