The Federal Reserve just cut interest rates by a quarter point. So, what does that mean for your money. I'm Sharon Eperson, senior personal finance correspondent at CNBC and the author of the Money 101 newsletter.Now, taking a quick look at the Fed funds rate, we're now seeing it in a range between 3 and 3/4 and 4%. That is not the rate that consumers pay, but it's the rate that consumers need to pay attention to for their borrowing costs and savings rates. Variable rate loans, they're going to get hit firs ...

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