Group 1 - The article discusses a value investing approach focusing on classical value ratios such as low P/B, P/FCF, and Owner Earnings discounting [1] - It emphasizes the importance of tracking earnings growth versus price appreciation for quality evaluation [1] - The author advocates for self-indexing using the Dow Jones Industrial Average combined with Joel Greenblatt's Magic Formula for tax efficiency [1] Group 2 - The author has a background in private credit and CRE mezzanine financing, working with notable developers like The Witkoff Group and Fortress Investment Group [1] - The author is fluent in Mandarin and has experience in both business and court settings, including serving as a court interpreter [1]