Core Insights - OpenAI and Anthropic are considering using investor funds to address potential multibillion-dollar lawsuits related to unauthorized use of copyrighted material for training AI systems [1][2][4] - OpenAI has secured insurance coverage of up to $300 million for emerging AI risks, although this amount is disputed and deemed insufficient for the potential legal claims [2][3] - The insurance sector is reported to lack adequate capacity for model providers, prompting OpenAI to explore self-insurance options, including the establishment of a captive insurance vehicle [3] Company Actions - OpenAI is in discussions about setting aside investor funding for self-insurance purposes [3] - Anthropic is reportedly using its own funds to cover potential settlements from ongoing legal challenges [4] Legal Context - A federal judge in California has preliminarily approved a $1.5 billion settlement in a copyright class action against Anthropic, highlighting the significant legal risks faced by AI companies [4]