企查查APP显示，近日，福建（厦门）社保科创股权投资基金合伙企业（有限合伙）成立，出资额200亿元，经营范围包含：以私募基金从事股权投资、投 资管理、资产管理等活动。企查查股权穿透显示，该合伙企业由全国社会保障基金理事会、厦门产投新兴科创合伙企业（有限合伙）等共同持股。 | 序号 | | | 合伙人名称 | 出资比例 ៖ | 认缴出资额(万元) ۾ | 认缴出资日期 # 首次持股日期 # | | | --- | --- | --- | --- | --- | --- | --- | --- | | 1 | | 全国社会保障基金理事会 | | 40.00% | 800000 | - | 2025-12-23 | | 2 | + 育投 | 厦门产投新兴科创合伙企业(有限合伙) 国有企业 | | 34.30% | 686000 | - | 2025-12-23 | | 3 | -0 + | 建信金融资产投资有限公司 央企子公司 | | 19.70% | 394000 | - | 2025-12-23 | | 4 | 新闻 交换 网站 | 福建省投资开发集团有限责任公司 省屋国企 | | 5.00% | 100000 ...

Core Insights - Social Security provides a reliable income source for retirees, but it may not match pre-retirement earnings, suggesting the need for investment strategies to enhance monthly benefits [1][2] Short-Term Investing - For investments between one to five years, a conservative estimate of 6% return can be expected from stock markets or high-quality bonds, focusing on preserving and slightly growing Social Security income [3] Medium-Term Investing - A 10-year investment using a balanced 60/40 portfolio could grow an investment of $237,120 to approximately $310,300, yielding a gain of $73,180, while a conservative bond or high-yield savings account could still net over $35,000 [4] Long-Term Investing - Over 20 years, the compounding effect becomes significant, with a full year's Social Security benefit of $23,712 potentially growing to about $25,120 after one year at a 6% return, and a five-year investment could increase to $127,510 from an initial $118,560 [5]