Core Insights - Crédit Agricole Assurances reported record total premium income of €27.5 billion for H1 2025, reflecting a year-on-year increase of +19.4% [3][10] - The company achieved net inflows of +€8.2 billion, marking a record for the first half of the year, with significant contributions from both the General Account and Unit-Linked products [5][10] - The Solvency II prudential ratio was estimated at 202%, indicating strong financial stability [12] Financial Performance - Total premium income reached €27.5 billion, up +19.4% compared to H1 2024 [3][10] - Net income Group share was €1,016 million, a decrease of -1.7% year-on-year, but adjusted for exceptional tax contributions, it rose by +5.8% [10][11] - Life insurance outstandings totaled €359.4 billion, with General Account reserves at €251.0 billion (+3.2%) and Unit-Linked reserves at €108.4 billion (+4.1%) [6] Business Segments - In the savings and retirement segment, premium income reached €20.8 billion, up +24.6% year-on-year, driven by preferential profit sharing offers [4] - Unit-Linked gross inflows totaled €6.9 billion, reflecting a +15.9% increase compared to the previous year [4] - Property and casualty gross written premiums increased by +8.5% to €4.0 billion, with a portfolio exceeding 16.9 million contracts [7] Strategic Initiatives - The company announced its participation in Eutelsat's capital increase of €1.35 billion and a stake in the Agency for the Diffusion of Technological Information (ADIT) [14] - Crédit Agricole Assurances launched Goodlife, a new life insurance policy focused on environmental issues [14] - The company celebrated 15 years of support for caregivers, launching seventeen new projects related to mental health [14] Geographic Performance - Revenues in France for H1 2025 were €23.5 billion, up +24.1% from €18.9 billion in H1 2024 [16] - Revenues from Italy remained stable at €3.0 billion, with a slight increase of +0.5% [16] - Revenues from other countries decreased by -9.0% to €1.1 billion [16]