childhood friends of mine recently asked me for advice on getting out of debt. One particular friend said that he had $40,000 worth of debt. The advice I'm hearing from you is essentially you have to make a concession.You have to pull back your spending and get things back under control. You have to I know sell your house. >> Here's some good news.Your friend, he's carrying $40,000 in debt, right. My advice would be I would look at all my debts and I would pick the one that was charging me the highest inter ...