Core Insights - Private Bancorp of America, Inc. has appointed Kathy Moe Lonowski to the board of its subsidiary, CalPrivate Bank, enhancing the bank's strategic leadership with her extensive experience in financial services and risk management [1][2][3] Company Overview - Private Bancorp of America, Inc. (OTCQX: PBAM) is the holding company for CalPrivate Bank, which operates in multiple locations including Coronado, San Diego, and La Jolla, and offers digital banking services [4] - CalPrivate Bank focuses on high-net-worth individuals and closely held businesses, providing a personalized banking experience while leveraging advanced technology [4] - The bank has received high customer service ratings, scoring nearly three times higher than the median domestic bank, and has been recognized as the 10th best bank in the U.S. and the top bank in its asset class for return on assets (ROA) and return on equity (ROE) [4] Leadership and Expertise - Kathy Lonowski has over a decade of experience as Regional Director for the FDIC, overseeing more than 350 financial institutions with nearly $1 trillion in assets [2] - Her expertise includes regulatory compliance, operational risk, digital banking, and anti-money laundering, which will contribute significantly to CalPrivate Bank's governance and strategic initiatives [2][3] - The addition of Lonowski to the board reflects the bank's commitment to working with strategic leaders to enhance its services and expand into new markets [3]