Group 1 - The Trump Accounts program, officially known as 530A accounts, will create savings accounts for children born between January 1, 2025, and December 31, 2028, with an initial federal deposit of $1,000 [1][4] - Starting July 4, individuals can contribute up to $5,000 annually to each Trump Account, as endorsed by the U.S. Department of the Treasury [2] - A growing list of employers, celebrities, and billionaires are pledging to match contributions to these accounts, with some promising up to $1,000 in matching funds [3] Group 2 - Nicki Minaj announced plans to donate hundreds of thousands to her fans at the Trump Accounts event, although specific distribution details are pending [6] - Erika Kirk's organization, Turning Point USA, will offer dollar-for-dollar matches for the government's $1,000 contribution for eligible Trump Accounts [6] - Billionaires Ray and Barbara Dalio pledged $250 per child for approximately 300,000 children in Connecticut, while Michael and Susan Dell committed $6.25 billion to contribute $250 per child [6]

Core Insights - The One Big Beautiful Bill Act, signed into law on July 4, will have significant market implications starting in January, particularly benefiting cyclical sectors outside of tech and AI [1] Beneficiary Categories Defense Beneficiaries - General Dynamics Corp (GD) is positioned for defense modernization funding under the OBBBA - L3Harris Technologies Inc (LHX) will benefit from investments in advanced defense systems - Northrop Grumman Corp (NOC) is well-placed for missile defense and space programs - Huntington Ingalls Industries (HII) is supported by naval modernization initiatives [7] Capex Incentive Beneficiaries - United Rentals Inc (URI) is set to gain from increased construction activity - Jacobs Solutions Inc (J) will benefit from infrastructure upgrades - Trimble Inc (TRMB) aligns with manufacturing investment pushes - Caterpillar Inc (CAT) benefits from accelerated depreciation incentives - Cummins Inc (CMI) is supported by R&D expensing and industrial investment [11] Small and Midsize Enterprises & Private Market Beneficiaries - Citizens Financial Group (CFG) is positioned for expanded credit demand - KeyCorp (KEY) is set for higher loan growth and tax relief for small businesses - Wells Fargo & Co (WFC) aligns with increased funding flows from OBBBA - Apollo Global Management (APO) benefits from tax-efficient deal structures [11] Consumer Beneficiaries - Ralph Lauren Corp (RL) will benefit from higher disposable income among affluent households - Ulta Beauty Inc (ULTA) is positioned for a boost in discretionary spending - Apple Inc (AAPL) benefits from increased high-income spending and a favorable tax environment - Costco (COST) is well-positioned to capture incremental consumer spending from tax relief [12][11] Energy Policy Beneficiaries - Exxon Mobil Corporation (XOM) benefits from expanded drilling rights under OBBBA - ConocoPhillips (COP) is positioned for lease expansions in Gulf and Alaska [13]