Core Insights - The episode features an interview with Snehanjana Chatterjee, a third-year international graduate student at Texas Tech, discussing her financial journey and challenges as an international student in the US [4][6] - The conversation covers various aspects of funding, budgeting, and financial resources available to international students, highlighting the importance of financial literacy and support systems [3][4] Funding and Financial Management - Snehanjana is primarily funded through a teaching assistantship, which provides her with a monthly stipend that has increased from $1,800 to $2,300 over the years [12][13] - Initial financial challenges included managing tuition payments and living expenses before receiving her first paycheck, leading her to rely on savings from India and support from her parents [9][10][11] - She has utilized various scholarships and volunteer positions to supplement her income, including a $1,000 scholarship from the Association of Biologists and $500 from the American Society for Microbiologists [14][15] Financial Challenges and Solutions - The financial struggles faced by international students include high tuition costs, living expenses, and the need for a guarantor when renting apartments, which can lead to additional financial burdens [30][31][32] - Snehanjana emphasizes the importance of budgeting and finding resources, such as financial hardship scholarships, to alleviate some of the financial pressures [16][17] Investment and Savings Goals - Snehanjana expresses a desire to learn about investing and to open a savings account, indicating a lack of knowledge about financial investment options available to international students [19][39] - The discussion includes advice on investing in the US stock market, with considerations for international students who may not stay long-term in the US [24][26] Common Concerns Among International Students - Common concerns among new international graduate students include finding housing, understanding the rental process, and managing transportation for grocery shopping [30][36][37] - The episode highlights the need for better preparation and support for international students to navigate these challenges effectively [36][38]