Paul, is there more pain to come from this concern about the US regional banks. Yeah. Good morning.It's Sydney. Seems to me that, you know, in terms of both timing and trends, that's what got the market so worried right now. What do I mean.Well, in terms of timing, we had the two much bigger credit blow ups in quick succession first brands and tri color in the US. And that raised the sort of concern about, you know, bad lending standards and untrustworthy kind of borrowers as well. And you heard Jamie Dimon ...