Personal finance expert, author and host of The Ramsey Show, Dave Ramsey often provides guidance on topics like budgeting, paying off debt and building wealth. One area in which he frequently berates callers on his show? Wasting money. Here are five of the scariest ways to waste money, according to Ramsey. Not Having a Written Budget It’s often said that, when it comes to wealth building, it’s not about how much you earn; it’s about how much you keep. And failing to plan means planning to fail. Oversp ...