Core Insights - Water damage is a leading cause of home insurance claims, often occurring quietly and unrelated to storms or flooding [1] - Many water damage incidents are preventable with basic awareness and proactive measures, particularly during colder months [2] Group 1: Preventive Measures - Homeowners should regularly inspect supply lines, as appliances like washing machines and dishwashers have hoses that can wear out, leading to potential failures [2] - Knowing the location and operation of the main shut-off valve is crucial, as it can prevent minor leaks from escalating into major losses [3] - Utilizing early-warning detection tools, such as water leak sensors and smart shut-off devices, can alert homeowners to leaks before significant damage occurs [4] Group 2: Company Overview - Mercury Insurance is a multi-line insurance carrier offering personal auto, homeowners, renters, and commercial insurance across several states [7] - The company has been recognized for its competitive rates and excellent customer service, employing over 4,200 staff and working with more than 6,340 independent agents [8] - Mercury Insurance has received an "A" rating from A.M. Best and accolades as a top auto insurance company from Forbes and Insure.com [8]