Beth Gwinn / Getty Images If you really want to achieve wealth, taking a page out of personal finance guru Dave Ramsey's playbook isn't the worst idea. Ramsey often offers advice that runs the gamut, from addressing your spending to examining your lifestyle. But if you follow his suggestions and use these five key tools, they can — in time — help you reach your financial goals. Key Points Eight out of 10 millionaires invested in their company’s 401(k) plan. The stock market has delivered an average ...