25 July 2025 Fixed Income Investors | Disciplined growth across our businesses | £384bn | £436bn | £52bn | | --- | --- | --- | --- | | | Customer Loans1 | Customer Deposits2 | AUMA | | | +3.2% vs Dec'24 | +1.0% vs Dec'24 | +5.9% vs Dec'24 | | Strong returns with | £8.0bn | £3.9bn | 18.1% | | attributable profit of | Income ex notable items3 | Costs4 | Return on Tangible Equity | | £2.5bn | +13.7% vs H1'24 | -1.4% vs H1'24 | vs 16.4% in H1'24 | | 101bps capital generation | 30.9p | 9.5p | 351p | | pre distri ...

Lloyds Banking Group (LYG) Q2 2025 Earnings Call July 24, 2025 04:30 AM ET Company ParticipantsCharlie Nunn - Executive Director & Group Chief ExecutiveWilliam Chalmers - Executive Director & CFOGuy Stebbings - Executive Director - European Banks ResearchBenjamin Toms - Director - EquitiesAmit Goel - Managing DirectorBenjamin Caven-Roberts - Vice PresidentAman Rakkar - Director - Banks Equity ResearchEdward Firth - Managing DirectorJason Napier - Head - European Banks ResearchChristopher Cant - Head of Bank ...

Capital Markets Day A domestic Spanish bank, where focused execution drives growth, capital generation and attractive shareholder remuneration July 24th, 2025 Agenda Capital Markets Day Strategy 2025-2027 César González-Bueno, CEO Financials Sergio Palavecino, CFO Q&A 2 Strategy 2025-2027 César González-Bueno CEO 3 Over the last 4 years, Sabadell has improved its profitability and accelerated capital generation Organic capital generation(3) Net Profit & RoTE (Group) Profitability Capital generation RoTE kee ...