LHV Bank has obtained consumer credit authorisation from the UK Prudential Regulation Authority (PRA), concluding a six-month review process. This approval allows the bank to broaden its retail offerings, including plans for launching overdraft facilities for current account holders in 2026. LHV Bank CEO Erki Kilu said: “Receiving consumer credit permission from the PRA is a strong endorsement of the robustness of our risk management and governance frameworks. These permissions are only granted where reg ...

And I put into two categories. Number one is what we see in our own data. The second is what you see more broadly.Um in our own data, things are remarkably stable. I mean, we look at I know you guys have talked about it this morning and other times, consumer spend continues at the same year-over-year pace. Uh across almost all wealth levels, uh consumer credit is as good um as it's been in the last six months.In fact, it's probably trending a touch better. uh companies are in really great shape. Uh we look ...