They used to want things like sneakers, gadgets and gift cards. But this year, all that Gen Z seems to want for Christmas is crypto. According to a recent survey, 45% of Gen Z say they would love to unwrap cryptocurrency gifts on Christmas morning, which is nearly double the rate of all Americans at 28% (1). Must Read With Bitcoin prices dipping to around $92,000 after peaking at more than $125,000 back in October 2025 (2), many young people seem to think this is the right time to buy into this asset cl ...

Group 1: Cryptocurrency as a Gift - 45% of Gen Z expressed excitement about receiving cryptocurrency as a gift, while only 28% of all consumers shared this enthusiasm [1][2] - The survey conducted by Morning Consult in October reached 1,000 adults, indicating a generational divide in attitudes towards crypto [1] Group 2: Bitcoin Market Dynamics - Bitcoin's price has seen significant fluctuations, recently experiencing a decline amid broader market volatility, which has led investors to shy away from riskier assets like crypto [3][4] - Bitcoin's value has risen dramatically over the past decade, reaching an all-time high of over $126,000 in October [14] Group 3: Generational Perspectives on Crypto - Gen Z, considered crypto natives, are more inclined to embrace cryptocurrency, while many Gen X individuals struggle to define it convincingly [10][8] - A Gallup poll in mid-2025 revealed that 25% of men aged 18-49 own crypto, compared to only 12% of men aged 50 and above [9] Group 4: Investment Strategies - Experts suggest that introducing young adults to investing can be done through stocks if parents are skeptical about crypto, with recommendations for custodial accounts and S&P 500 index ETFs [15][16]

Core Insights - The signing of Executive Order 14233 in March 2025 establishes the U.S. government's first Strategic Bitcoin Reserve, marking a significant policy shift and potentially altering the investment landscape for Americans [1][2] Group 1: Bitcoin's Legitimacy and Institutional Adoption - Bitcoin is now recognized as a national reserve asset, alongside gold, enhancing its legitimacy and signaling to institutional investors that it is no longer merely a speculative asset [2][3] - The U.S. government holds nearly 200,000 bitcoins valued at approximately $24 billion, positioning it as potentially the world's largest sovereign bitcoin holder [2] Group 2: Implications for Individual Investors - The government's endorsement of bitcoin may lead to increased corporate adoption as companies may follow this precedent [4] - Potential regulatory clarity could reduce compliance risks associated with cryptocurrency investments, making them more attractive to individual investors [4] - There is a growing acceptance of bitcoin in traditional financial products, such as 401(k) plans and IRAs, which could broaden its appeal [4] Group 3: Impact on the U.S. Dollar - The establishment of a bitcoin reserve raises concerns about the long-term strength of the U.S. dollar, especially following its worst first-half performance in over 50 years in 2025 [5] - The dollar's share of global reserves has decreased from 71% in 2000 to about 58% in the first quarter of 2025, indicating a diversification trend among central banks into assets like gold and bitcoin [6]