Chris, so-called China prime. It seems like a departure from the core chime product that appeals to people who don't necessarily care about priority pass or luxury hotels. Explain the strategic shift.Well, we think it's a natural evolution for our company. And by the way, thanks for having me today. Tim.It's great to see you. We've already been come of age as America's choice for banking. And you've seen that in the data.J. D. Power, for multiple quarters in a row now have reported that Chinese opened up mo ...