Key Takeaways STNE drives growth through Pix QR, TapTon, Web Checkout, and a range of merchant-first payment tools. StoneCo benefits from 95% Pix transaction spike and rising card usage in Q1 2025. STNE's cloud-based POS and ERP platforms support MSMB digitization across a growing digital ecosystem.StoneCo Ltd. (STNE) is benefiting from relentless product innovation, which is expanding its digital ecosystem and enabling it to better serve micro, small, and medium-sized businesses (MSMBs) in Brazil. These ...

Montevideo, June 26, 2025 (GLOBE NEWSWIRE) -- Today, TIME has released its annual TIME100 Most Influential Companies list, which highlights companies making an extraordinary impact around the world. Not only is Mercado Libre the only Latin American company on the list, this year it’s recognized as the dominant retailer in the Titan category signaling the company’s global significance. Since its founding over 25 years ago, Mercado Libre has become a dominant force in the region. In recent years the company h ...

[Applause] Hello everyone. Excited to be here after all these great speakers. So, I don't know if I'm going to live up to the last two presentations, but I'm definitely going to try something a little bit different.Do I just click click. Okay. So, my topic is very different from the last couple.I'm here to talk about financial inclusion. have spent the last 15 years or so working uh in and out of this field and probably the first thing that comes to mind is oh wow that sounds so boring you know what even is ...

Core Insights - MoneyHero Limited has announced a strategic partnership with Rizal Commercial Banking Corporation (RCBC) to integrate RCBC's credit card products into MoneyHero's digital platform, enhancing financial service accessibility for Filipinos [1][2][3] Company Overview - MoneyHero Limited operates as a personal finance aggregation and comparison platform, as well as a digital insurance brokerage in Greater Southeast Asia, with a presence in Singapore, Hong Kong, Taiwan, and the Philippines [4] - The company had over 290 commercial partner relationships and approximately 6.2 million Monthly Unique Users as of December 31, 2024 [4] Partnership Details - The partnership aims to expand MoneyHero's credit card offerings in the Philippines, positioning it as a leading digital acquisition partner for banks in the region [2] - RCBC's credit card business has shown significant growth, with credit card receivables increasing by 48% and cards in force rising by 21% in 2024 [3] Strategic Goals - The collaboration is expected to improve customer experience and promote a more inclusive financial ecosystem by leveraging MoneyHero's digital conversion expertise and RCBC's consumer finance growth [2][3] - The partnership aligns with MoneyHero's mission to simplify financial choices for consumers and support bank partners in driving digital acquisition [3]

TransUnion (TRU) FY 2025 Conference May 28, 2025 09:00 AM ET Speaker0 Hi. Good morning, everyone. Thank you for coming to our forty first Strategic Decisions Conference. With me on stage today, we have Chris Cartwright, who is the CEO of TransUnion. Welcome back, Chris. Thanks for joining us again. Speaker1 Always a pleasure. Thank you. Good to see lots of familiar faces this morning. Speaker0 I thought given the current environment, it's probably only appropriate to start with macro conversations. So, Chri ...

License from KPKT Empowers Credilab to Deliver AI-Powered Microloans and SME Financing Nationwide – Paperless, Instant, and BranchlessKUALA LUMPUR, Malaysia, May 15, 2025 (GLOBE NEWSWIRE) -- VCI Global Limited (NASDAQ: VCIG) (“VCI Global”) today announced that its fintech subsidiary, Credilab Sdn Bhd (“Credilab” or the “Company”) has secured a conditional approval for a digital moneylending license from Malaysia’s Ministry of Local Government Development (“KPKT”). This regulatory green light marks a signifi ...

今天分享的是：2025年全球移动支付行业现状报告 报告共计：98页 《2025年全球移动支付行业现状报告》由GSMA发布，全面呈现了2024年全球移动支付行业的发展态势。 1. 行业发展概况：2024年，全球移动支付行业取得重大进展，注册账户超21亿，月活跃账户超5.14亿，较之前实现了显著增长， 行业规模不断扩大。从地区来看，撒哈拉以南非洲地区注册账户数超11亿，在全球占比最大；东亚和太平洋地区以及中东和北 非地区增长迅速 ，成为行业发展的新亮点。同时，移动支付行业对全球经济增长贡献显著，推动了相关国家GDP的提升。以 2023年为例，相关国家GDP因移动支付增加了720亿美元，占比达1.7%。 2. 业务增长情况：移动支付的交易规模持续扩大，2024年交易笔数约1080亿笔，交易金额超1.68万亿美元，其中生态系统交易价 值增长20%，国际汇款、商户支付等业务增长显著。此外，移动支付的金融服务不断拓展，信贷、储蓄、保险等相邻服务的提 供比例逐步增加，满足了用户更多样化的金融需求。 3. 地区发展差异：不同地区的移动支付发展各具特点。撒哈拉以南非洲地区是移动支付的核心区域，业务成熟度较高，但其他 地区也在迅 ...

Financial Data and Key Metrics Changes - The company reported strong growth in net revenue, maintaining the rapid pace achieved in 2024, with income from operations growing faster than revenue, particularly in Argentina [3][4] - Monthly active users reached 64 million, growing over 30% year on year [6] - EBIT margin improved by 70 basis points year on year, from 12.2% to 12.9% [95][96] Business Line Data and Key Metrics Changes - In Argentina, GMV growth was 126% year on year, with items sold increasing by 52% [18][22] - The supermarket category grew 65% year on year, outpacing other categories [30] - The fintech segment, particularly Mercado Pago, is focused on democratizing financial services, with a strong emphasis on user experience and product offerings [6][10] Market Data and Key Metrics Changes - Brand preference metrics for the marketplace reached all-time highs in Brazil, Mexico, Argentina, and Chile [4] - The credit book in Argentina grew significantly, with assets under management increasing by 69% year on year [22][58] - The company is seeing stabilization in Argentina's macroeconomic environment, contributing to improved performance [20][22] Company Strategy and Development Direction - The company aims to become the largest and best digital account in Latin America, with a focus on integrating Mercado Pago into its ecosystem [12][10] - Strategic investments are being made in logistics and credit card offerings in Brazil and Mexico, while maintaining a strong focus on growth opportunities in commerce and fintech [99][44] - The company is adapting its credit models to local markets, with plans to launch credit cards in Argentina in the second half of the year [76][68] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about the recovery in Argentina, citing lower inflation and decreasing interest rates as positive factors [20][22] - The company is focused on balancing growth and profitability, emphasizing the importance of long-term growth opportunities in Latin America [99][95] - Management noted that while there may be short-term margin pressures due to investments, the overall growth trajectory remains strong [98][95] Other Important Information - The company launched a new branding for Mercado Pago, aligning it with the overall ecosystem to enhance user confidence [10][11] - The logistics plan remains consistent, with ongoing investments to expand fulfillment centers as needed [44][45] Q&A Session Summary Question: Sustainability of trends in Argentina - Management highlighted strong growth in Argentina, driven by recovery in demand and market share gains, with a focus on enhancing the value proposition [17][19] Question: Drivers behind 1P GMV growth - The growth was attributed to improved selection and price competitiveness across various categories, with supermarket growth being particularly strong [28][30] Question: Contribution margin evolution in Argentina - Management noted that growth allowed for efficient dilution of fixed costs, with improvements in logistics and credit business profitability contributing to margin enhancements [49][50] Question: Asset quality trends - The company reported strong asset quality in Argentina, with low delinquencies and a growing credit card portfolio [55][58] Question: Strategy regarding deposits in Brazil - The focus is on marketing and positioning as a leading digital bank, with competitive rates to enhance customer loyalty [60][61] Question: Update on logistics plan - The logistics plan remains unchanged, with ongoing investments to meet demand projections [43][44] Question: Impact of credit portfolio on marketplace - Management does not expect any negative repercussions on marketplace growth from tightening credit issuance [75] Question: Competition from TikTok Shop and others - Management is monitoring new entrants closely, viewing them as potential opportunities to attract new users to the online marketplace [116][120]

Bancolombia (CIB) Q1 2025 Earnings Call May 06, 2025 09:00 AM ET Speaker0 Good morning, ladies and gentlemen, and welcome to Bancolombia's First Quarter twenty twenty five Earnings Conference Call. My name is Iko, and I will be your operator for today's call. At this time, all participants are in a listen only mode. Following the prepared remarks, there will be a question and answer session. Please note that this conference is being recorded. Please note that this conference call will include forward lookin ...

Earnings Results 1Q25 1Q25 Overview Financial Highlights • Net income COP 1.7 trillion and NIM 6.4% Credit Risk Other Highlights • ROE 16.3% ; ROTE 20.4% • Loan book down -0.3% QoQ and up 7.0% YoY • Deposits down -1.1% QoQ and up 12.8% YoY • Basel III CET1 Capital Ratio of 11.16% and Total Capital Ratio of 12.91% • Net provision charges amounted to 1.1 trillion up 18.3% QoQ equivalent to a quarterly annualized CoR of 1.6% • 90 days PDLs Coverage ratio of 162.5% • Allowances represent 5.2% of total loans • S ...