With Acorns , you get instant diversification every time you spend. Their platform helps you start saving and investing each time you make a purchase on your credit or debit card. When you spend, Acorns automatically rounds up the price of the purchase to the nearest dollar, and places the excess into a smart investment portfolio.But you don’t need to invest in private trusts to ensure your portfolio is diversified.Investing is higher risk than a savings account, but it can also lead to higher returns. That ...