Core Insights - Bumper International has received authorization from the Financial Conduct Authority (FCA) to offer consumer credit lending in the UK, allowing the introduction of new credit options alongside its existing buy-now, pay-later (BNPL) service [1][2] - The company plans to launch a new product called PayLonger, which will enable customers to pay off larger car repair bills over an extended period, enhancing flexibility and affordability for consumers [2][3] Company Developments - The FCA authorization is seen as a milestone for Bumper, facilitating the launch of the PayLonger product and supporting the company's growth strategy [3] - Bumper's service allows vehicle owners to find nearby service partners by entering their vehicle registration and postcode, streamlining the repair process [3] Product Features - Customers can apply for a credit limit of up to £5,000 for automotive repairs, with instant decisions provided upon application [4] - Approved users receive a code to present to their selected service partner, and the repayment plan is established at the time of booking [4] - Bumper offers various payment options, including delaying payment for 30 days with Pay in 30, spreading costs over monthly installments with PayLater, and direct bank payments to reduce transaction fees [5] Integration and Flexibility - Payment options are integrated throughout the car servicing process, from vehicle health checks to online bookings, enabling flexible payments from initial inquiry to sale [5]

Quarterly GMV rose 58.7% YoY exceeding $1 Billion for the first timeTotal Revenue increased 67.0% YoY reaching a new quarterly highNet Income Per Diluted Share in the quarter grew 70.5% YoY to $0.75; Adjusted Net Income Per Diluted Share climbed 51.1% YoY to $0.71For FY2025, Sezzle is raising guidance for Net Income Per Diluted Share, Adjusted Net Income Per Diluted Share, and Adjusted EBITDA Introducing FY2026 Adjusted Net Income Per Diluted Share guidance of $4.35 MINNEAPOLIS, Nov. 05, 2025 (GLOBE NEWSWIR ...

Core Insights - Sezzle Inc. reported significant growth in key financial metrics for Q2 2025, with Gross Merchandise Volume (GMV) reaching $927.0 million, a 74.2% increase year-over-year [2] - The company emphasized a strategic approach to growth, focusing on intentional scaling and effective marketing initiatives that have led to increased consumer engagement [2] Financial Performance - GMV increased by 74.2% YoY to $927.0 million, with consumers averaging 6.1 purchases per quarter compared to 4.8 in the previous year [2] - Total Revenue rose 76.4% YoY to $98.7 million, with Total Revenue as a percentage of GMV at 10.6% [2] - Monthly On-Demand & Subscribers (MODS) reached 748,000, up from 658,000 in the previous quarter [2] - Total Operating Expenses increased by 59.5% YoY to $62.6 million, but as a percentage of Total Revenue, they decreased by 6.8 points to 63.4% [2] - Operating Income grew 116.1% YoY to $36.1 million, with Operating Margin expanding to 36.6% of Total Revenue [2] - Net Income for Q2 2025 was $27.6 million, representing 28.0% of Total Revenue, with Earnings per Diluted Share falling 4.9% to $0.78 [2] Cost Management - Transaction Related Costs as a percentage of GMV declined from 4.5% to 4.1% YoY, attributed to improved payment processing efficiency and increased consumer adoption of ACH payments [2] - Non-Transaction Related Operating Expenses increased 50.4% YoY to $27.7 million, but as a percentage of Total Revenue, they decreased by 4.8 points to 28.1% [2] Adjusted Metrics - Adjusted Net Income rose 91.8% YoY to $24.4 million, or 24.7% of Total Revenue, with Adjusted Net Income per Diluted Share increasing 97.1% YoY to $0.69 [2] - Adjusted EBITDA increased 106.0% YoY to $37.9 million, accounting for 38.4% of Total Revenue [2] Shareholder Returns - The company repurchased 678,529 shares for $23.5 million under its $50 million stock repurchase plan [2] Balance Sheet and Guidance - As of June 30, 2025, Sezzle had $120.0 million in cash and cash equivalents, with $31.0 million restricted [8] - The company provided FY2025 guidance, expecting Total Revenue Growth of 60-65% and Adjusted Net Income of $120.0 million [8]