Core Business & Strategy - Company focuses on enabling daily cryptocurrency spending through QR code payments [1] - Crypto adoption strategy prioritizes payments to attract daily users, with finance aspects following [1] Geographic Expansion - Service is currently available in Vietnam and select regions [2] - Company plans to expand to more regions soon [2]

RT Cross River Bank (@crossriverbank)A major breakthrough for modern payments. 💥Cross River is one of the first regulated US banks to settle stablecoin transactions onchain as part of @Visa’s stablecoin settlement pilot, using @Circle’s USDC over Solana.This is a foundational shift in how money moves. Our unified infrastructure supports both stablecoins and fiat, creating interoperability between public blockchain networks and the core U.S. payment rails for near-instant, 7-day settlement.🔗 https://t.co/hwe ...

Stablecoins and Payments - Payments, particularly stablecoin payments, are identified as crypto's killer app for mass adoption [2][3] - Major institutions like Standard Chartered are bullish on stablecoins for enhancing cross-border FX payments with real-time settlements [4] - Traditional finance players, including PayPal with PYUSD and Visa, are integrating stablecoins into their payment systems [4] - Stablecoins processed $46 trillion in annual transfers, nearly triple the volume processed by Visa [7][8] - Ripple employees highlight stablecoins and payments, drawing parallels between crypto payments and WhatsApp's disruption of SMS [9][10] Institutional Adoption and Trust - Institutional adoption of stablecoins indicates trust and utility, with users staying in stablecoins during risk-off periods [13] - Ripple's stablecoin, ROUSD, has surpassed a $1 billion market cap and gained regulatory approval in Abu Dhabi and Dubai [14] - Trust is crucial for institutional players to bring their customers on-chain for stablecoin initiatives [17] - JP Morgan is working on stablecoins and exploring tokenization, highlighting blockchain's effectiveness and efficiency [22][23] - Western Union is launching a crypto card preloaded with USD stablecoins, potentially onboarding a massive user base into crypto [26][27] Scalability and Network Considerations - Scalability issues on Ethereum may lead to a shift to other networks that can handle high demand and settle transactions at a fraction of a penny [19][20] - A neutral bridge currency will be needed as public blockchains become populated with big banks and large amounts of money [29]

Funding & Investment - Fin 完成了由 Pantera Capital 领投的 17 million 美元融资，Sequoia 等机构也参与了投资 [1] Product & Services - Fin 是一款面向企业的支付产品，允许用户和企业即时转移数百万美元 [1] - Fin 支持用户之间、银行账户以及加密货币渠道的资金转移 [1] Technology & Infrastructure - Fin 构建于 Solana 区块链之上 [1]

Elon Musk's X Money searches for 'payments platform' tech lead and Solana is eager to help https://t.co/ka5I86rD27 ...

https://t.co/t1uJcf01GcOcash (@opencash_system):Creators get paid in a dozen different ways — brand deals, community support, livestream tips, platform payouts.But the moment those payments hit an on-chain wallet, the entire trail becomes public for anyone to map out. ...

“Racial or ethnic minority consumers, especially Black and Hispanic consumers, were more likely to use cryptocurrency for payments than white consumers”, according to new data from the Board of Governors of the Federal Reserve System. https://t.co/eERRUugsSt ...

Product Focus - Bybit Pay aims for fast payments to keep up with the world's pace [1]

Technology & Finance Convergence - The report highlights the convergence of AI and payments, suggesting a potential synergy between these two sectors [1]

Stablecoins and Tokenization - Stablecoins and tokenization are major narratives, with Stellar focusing on payments [1] - Stablecoins are enabling mass adoption of crypto tech [29] - The stablecoin market was reaching $250 billion, now over $300 billion, with over 1 trillion in monthly transaction volume [33] Blockchain Payments Consortium (BPC) - The Blockchain Payments Consortium (BPC) aims to enable frictionless, compliant transactions across networks and borders [6][7] - BPC's mission is to define safe, common standards for better payment experiences [10] - BPC will act as a bridge between blockchain ecosystems, regulators, and traditional financial institutions [12] Stellar's Role and Partnerships - Stellar facilitates billions in payments, proving blockchain's ability to move value efficiently [8] - Stellar is enabling mass adoption through partnerships with Visa, Mastercard, and PayPal [17][24][25][26][27] - Yrex is settling Visa payments in USDC and Euro on Stellar, serving over 7 million users [23] Mass Adoption and Future of Payments - The future involves front-facing applications tapping into new infrastructure, changing the settlement layer [21][22] - Stablecoins are becoming the next generation of money [34] - Stellar's architecture is optimized for moving value securely and at scale [35]