I can't stand it when I see kids that are making 70 grand a year spending $28 for lunch. I mean, that's just stupid. It's just think about that in the context of that being put into an index and making 8 to 10% a year for the next 50 years.The best test I do with my kids' friends, too. Go into a closet. Go into your closet and look at how much you have.You don't wear because you either bought it because you thought you were going to wear it and never wore it or wore it once and you end up wearing 20% of you ...

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