Accessibility StatementSkip Navigation SOURCE Synchrony Synchrony (NYSE: SYF) is a leading consumer financing company at the heart of American commerce and opportunity. From health to home, auto to retail, our Synchrony products have been serving the needs of people and businesses for nearly 100 years. We provide responsible access to credit and banking products to support healthier financial lives for tens of millions of people, enabling them to access the things that matter to them. Additionally, thr ...

About SynchronySynchrony (NYSE:Â SYF) is a leadingconsumerfinancing company at the heart of American commerce and opportunity. From health to home, auto to retail, our Synchrony products have been serving the needs of people and businesses for nearly 100 years. We provide responsibleaccess tocredit and banking products to support healthier financial lives for tens of millions of people, enabling them to access the things that matter to them. Additionally, through our innovative products and experiences, we ...

Synchrony Financial (NYSE:SYF) is one of the S&P 500 stocks with a low PE ratio. On September 25, JMP Securities maintained a Market Outperform rating on SYF and lifted the price target from $77 to $88. The price target adjustment followed encouraging management statements at recent conferences, where Synchrony executives reported strong credit results through August. JMP Raises Price Target On Synchrony Financial (SYF) To $88 From $77 Matej Kastelic/Shutterstock.com While company management reiterated ...

Ms. Ellinger currently serves as a senior advisor with Boston Consulting Group (BCG), a global consulting firm, where she primarily works with private equity clients investing in consumer and retail companies. Before BCG, from 2004 to 2018, Ms. Ellinger served as CEO and/or President of four private-equity-backed companies: Ideal Image, a MedSpa chain; The Princeton Review, a test preparation company; Restoration Hardware, a home products retailer; and Wellness Pet Food, a pet food manufacturer. Prior to 2 ...

Stamford, Connecticut-based Synchrony Financial (SYF) is a premier consumer financial services company that delivers one of the industry's most comprehensive digitally enabled product suites. Valued at $27.7 billion by market cap, the company provides a range of credit products such as credit cards, commercial credit products, and consumer installment loans through programs established with a diverse group of national and regional retailers, local merchants, manufacturers, and more. The consumer credit com ...

Core Insights - The University of Illinois Urbana-Champaign (U. of I.) and Synchrony celebrated the expansion of the Synchrony Emerging Technology Center, which aims to enhance technology skills for students and foster innovation [1][2][3] Company and Industry Summary - The Synchrony Emerging Technology Center (ETC) was first opened in 2018 and serves as a collaborative hub between Synchrony and U. of I., focusing on finance and technology capabilities while providing students with practical skills in various fields [3][5] - The recent expansion of the ETC has doubled its seating capacity and introduced new collaborative spaces, including flexible huddle rooms and event spaces, enhancing the overall environment for innovation [4] - More than 400 U. of I. students have gained hands-on technology experience through Synchrony's internship program, which has become a key talent pipeline for the company [1][5] - Synchrony and U. of I. co-host various events such as hackathons and Datathons, which strengthen the culture of innovation and provide students with valuable learning experiences [6] - Synchrony's broader education initiatives aim to create pathways to financial credit access and mobility for Americans, reflecting the company's commitment to community engagement and student development [6]

Core Insights - Synchrony Financial is enhancing its presence in the Health & Wellness sector through its CareCredit brand, which is expected to drive long-term growth due to increasing demand for health-related financing in an aging U.S. population [1][4] Health & Wellness Sector - Health spending is projected to reach $5.6 trillion in 2023 and increase to $8.6 trillion by 2033, presenting a significant opportunity for Synchrony [2] - Active accounts in Health & Wellness grew by 13.3% in 2023, 8% in 2024, and 0.7% in the first half of 2025, while interest and fees on loans increased by 13.6% last year and 3.2% in the first half of 2025, indicating strong momentum [2] - By the end of Q2 2025, 15% of Synchrony's loan receivables were associated with Health & Wellness, with a provider network exceeding 285,000 locations [3][8] - The CareCredit network benefits from repeat customers, which enhances purchase volume and reduces reliance on any single partner [3][8] Competitive Landscape - Peers such as American Express and Ally Financial are also experiencing growth in receivables and interest income, with American Express reporting a 6% year-over-year increase in total loans and card member receivables in Q2 2025 [5][6] Financial Performance and Valuation - Synchrony shares have increased by 17.8% year-to-date, outperforming the industry average of 5% [7] - The company trades at a forward price-to-earnings ratio of 8.70, significantly lower than the industry average of 24.77, and holds a Value Score of A [9] - The Zacks Consensus Estimate for Synchrony's 2025 earnings is $8.39 per share, reflecting a 27.3% increase from the previous year [10]

Ezcorp (EZPW) could be a solid addition to your portfolio given its recent upgrade to a Zacks Rank #2 (Buy). This upgrade primarily reflects an upward trend in earnings estimates, which is one of the most powerful forces impacting stock prices. The sole determinant of the Zacks rating is a company's changing earnings picture. The Zacks Consensus Estimate -- the consensus of EPS estimates from the sell-side analysts covering the stock -- for the current and following years is tracked by the system. Since a c ...

Core Insights - Synchrony and Discount Tire have extended their partnership for over 25 years, ensuring customers have access to flexible financing options for tire purchases and automotive needs [1][5] - The Discount Tire card can be used at more than 1,200 retail stores across 39 states and over one million additional locations within the Synchrony Car Care network [1][2][3] Company Overview - Discount Tire is a leading independent retailer of tires, wheels, and windshield wipers, operating more than 1,200 stores in 39 states [6] - Founded in 1960, Discount Tire is known for its proprietary online tire recommendation tool, Treadwell, which uses data to suggest suitable tires for drivers [6] Financing Options - The Discount Tire credit card offers exclusive financing options, including deferred interest promotions and no annual fee, with zero-dollar liability for fraud transactions [4] - Customers can prequalify for the Discount Tire credit card online without impacting their credit score [4] Digital Solutions - Cardholders have access to innovative digital payment solutions, including the ability to add the Discount Tire credit card to Apple Wallet for seamless in-store purchases via Apple Pay [5] Industry Context - As vehicle ages increase and maintenance costs rise, financing solutions like those offered by Synchrony help drivers manage their budgets effectively [5]

Group 1: Market Overview - Major U.S. indexes, including the Nasdaq Composite, S&P 500, and Dow Jones Industrial Average, have experienced year-to-date losses of 13.5%, 8.6%, and 6.9% respectively, primarily due to President Trump's foreign tariff policy, particularly with China, where the effective tax rate is as high as 145% [1] - Consumer sentiment for April, reported by the University of Michigan, was at 50.8, the lowest since June 2022, driven by concerns over rising inflation [2] - The core Producer Price Index (PPI) for March increased by 0.3%, indicating ongoing price pressure, while the PPI for final demand decreased by 0.4% during the same period [2] Group 2: Federal Reserve and Economic Policy - Federal Reserve Chair Jerome Powell indicated that more clarity is needed before making further interest rate cuts, suggesting a delay in monetary policy easing [3] - President Trump is advocating for immediate monetary policy easing by the Fed to prevent the economy from slipping into a recession [3] - Market participants are concerned that the ongoing trade conflict and rising inflation could lead to slower job growth and diminished business confidence [3] Group 3: Investment Opportunities - Amid volatile market conditions, investors looking to diversify their portfolios can consider dividend-paying stocks, which indicate a healthy business model [4] - Notable dividend-paying companies include Synchrony Financial (SYF), Peoples Bancorp (PEBO), BanColombia (CIB), The Travelers Companies (TRV), and Fomento Economico Mexicano (FMX) [4] - Stocks that have recently raised dividends tend to exhibit a sound financial structure and can outperform non-dividend-paying stocks in volatile markets [4] Group 4: Synchrony Financial - Synchrony Financial is a leading consumer financial services company offering a wide range of credit products through various retailers and providers [5] - On April 22, SYF declared a dividend of 30 cents per share, with a dividend yield of 2.1% [6] - Over the past five years, SYF has increased its dividend three times, with a current payout ratio of 15% of earnings [6]