Core Insights - The article discusses the journey of Michela Allocca, who transitioned from a corporate finance career to creating a personal finance brand, Break Your Budget, leveraging social media platforms like Instagram and TikTok to reach a wider audience and achieve financial success [1][5]. Group 1: Career Transition - Allocca began her career as a business analyst at John Hancock and later moved to an investment consulting firm, but she became disillusioned with the corporate finance industry [1][2]. - Despite her background in finance, Allocca found her passion in content creation, particularly in personal finance, after being inspired by a friend's success in the health and fitness space [2][3]. Group 2: Growth of Break Your Budget - Allocca launched her brand, Break Your Budget, on Instagram in 2019 and later expanded to TikTok, where she experienced significant growth during the COVID-19 pandemic [3][4]. - The timing of her entry into TikTok was advantageous due to lower competition and a lack of female voices in personal finance, allowing her to resonate with her target audience [4][5]. - Her audience grew from a few hundred followers in 2019 to over 200,000 by 2021, leading to brand partnerships and increased revenue [5][6]. Group 3: Financial Success - Through her side project, Allocca was able to quadruple her income and achieve a seven-figure net worth by investing her earnings and practicing disciplined saving [3][5].

I've released my new book: Fixing Target Date Funds. I'm president of Target Date Solutions, developer of the patented Safe Landing Glide Path, Soteria personalized target date accounts, and Age Sage do-it-yourself investing. I;m also co-host of the Baby Boomer Investing Show. My passion is helping his fellow baby boomers at this critical time in their lives when they are relying on their lifetime savings to support a retirement with dignity, so he wrote a book Baby Boomer Investing in the Perilous 2020s an ...

Core Insights - The article discusses the release of a new book titled "Fixing Target Date Funds," which aims to address issues within the target date fund industry and improve investment strategies for baby boomers [1] - The author emphasizes the importance of personalized investment solutions, moving away from generic model portfolios to tailored strategies that meet individual client needs [1] - The author has extensive experience in financial consulting, holding multiple degrees and a U.S. Patent for a glide path investment process, which is utilized in developing various investment portfolios [1] Company Overview - Target Date Solutions is highlighted as the developer of the patented Safe Landing Glide Path and Soteria personalized target date accounts, indicating a focus on innovative investment solutions [1] - Age Sage Robo and GlidePath Wealth Management are mentioned as companies utilizing the patented investment process to create customized portfolios for clients [1] Industry Context - The article reflects concerns about the current financial landscape, particularly regarding money printing practices and their implications for retirement savings [1] - The author aims to educate and assist baby boomers in navigating investment challenges during a critical period in their lives, emphasizing the need for financial literacy and tailored investment strategies [1]

Core Insights - The article discusses the release of a new book titled "Fixing Target Date Funds," which aims to address issues within the target date fund industry and improve investment strategies for baby boomers [1] - The author emphasizes the importance of personalized investment solutions, moving away from generic model portfolios to tailored strategies that meet individual client needs [1] Company Overview - Target Date Solutions is highlighted as the developer of the patented Safe Landing Glide Path and Soteria personalized target date accounts, indicating a focus on innovative investment solutions [1] - Age Sage Robo and GlidePath Wealth Management are mentioned as companies utilizing a patented glide path investment process to create customized portfolios for clients [1] Industry Context - The article reflects concerns about the current financial landscape, particularly regarding money printing practices and their potential impact on retirement savings [1] - The author aims to educate and assist baby boomers in navigating investment challenges during a critical period in their lives, emphasizing the need for financial literacy and tailored investment strategies [1]

Core Viewpoint - Willdan Group, Inc. is expanding its financial services through the acquisition of Compass Municipal Advisors, which will enhance its service offerings and geographic reach in the municipal advisory sector [1][2]. Company Overview - Willdan Group, Inc. is a nationwide provider of professional technical and consulting services, focusing on utilities, government agencies, and private industry [4]. - The company offers a wide range of services, including electric grid solutions, energy efficiency, sustainability, energy policy planning, engineering, and municipal financial consulting [4]. Acquisition Details - Willdan Financial Services has signed a definitive agreement to acquire Compass Municipal Advisors, an independent municipal advisory firm based in the Southeastern US [1]. - Compass specializes in assisting public agencies with financial challenges related to infrastructure rehabilitation and capital project development [1][3]. - The acquisition is expected to close on January 1, 2026, pending customary closing conditions [1]. Strategic Benefits - The partnership with Compass will enhance Willdan's resources and capabilities, allowing for broader data-driven guidance to public agencies [2]. - The acquisition will complement Willdan's existing financial and technical expertise while expanding its geographic reach [2].

Core Insights - The company has released a new book titled "Fixing Target Date Funds," focusing on improving investment strategies for target date funds [1] - The president of Target Date Solutions emphasizes the importance of personalized investment approaches for baby boomers, particularly during retirement [1] - The company has developed a patented investment process called Safe Landing Glide Path, which aims to assist investors in navigating financial decisions for retirement [1] Company Overview - Target Date Solutions is involved in creating personalized target date accounts and do-it-yourself investing solutions [1] - The company operates under the leadership of a seasoned professional with over 50 years of experience in financial services and holds a U.S. Patent for a glide path investment process [1] - The firm has a history of advising on investment policies for several trillion dollars of retirement plan assets [1] Product and Service Offerings - The company offers various investment portfolios, including Target Date, Special Purpose, and Life Span Portfolios, tailored to meet specific client needs [1] - The president is also responsible for model development at Age Sage Robo and GlidePath Wealth Management, utilizing the patented investment process [1] - The educational curriculum provided by the company aims to support baby boomers in managing their lifetime savings effectively [1]

Core Insights - The article emphasizes the importance of conducting a financial review, particularly as the year ends and tax season approaches [1] Group 1: Signs for Financial Review - Missed payments or overdraft charges indicate a need for a financial review, as money should work for the individual rather than against them [3][4] - Running out of money each month and juggling multiple credit card balances suggests a need to reorganize finances [5] - Avoiding bank statements is a serious sign of financial distress, indicating a potential collapse [7] Group 2: Strategies for Financial Refresh - A mindset shift is essential for a financial refresh, utilizing the "RIR Method" to recognize, interrupt, and reframe negative financial thoughts [7][9] - Persistent anxiety about money that affects sleep or health is a significant indicator that a financial review is necessary [8]

Core Insights - Luminar Media Group, Inc. has entered into a new advisory agreement with Greentree Financial Group, Inc. to enhance corporate governance and financial reporting [1] - This engagement reflects the company's commitment to its uplist strategy and aims to strengthen financial integrity as it expands its revenue-based financing platform [1] Company Developments - The advisory agreement with Greentree is part of Luminar Media Group's strategy to improve compliance in public markets [1] - The collaboration is expected to support the company's growth and operational scaling efforts [1]

Core Viewpoint - Hang Feng Technology Innovation Co., Ltd. successfully completed its initial public offering, raising a total of $6,325,000, which will be utilized for business expansion and operational support [1][2]. Group 1: Offering Details - The underwriters exercised their option to purchase an additional 206,250 ordinary shares at a public offering price of $4.0 per share [1]. - The offering was conducted on a firm commitment basis, with Kingswood Capital Partners, LLC serving as the underwriter [2]. - The ordinary shares began trading on the Nasdaq Capital Market under the ticker symbol "FOFO" on September 12, 2025 [1]. Group 2: Use of Proceeds - Proceeds from the offering will be allocated to strengthen the corporate management consulting business, develop the asset management business, drive business expansion and strategic partnerships, and support general working capital and operations [1]. Group 3: Company Background - Hang Feng Technology Innovation Co., Ltd. is based in Hong Kong and provides comprehensive corporate management consulting and specialized asset management services [5]. - The company has been offering consulting services since 2023 through its subsidiary, Starchain Investment Trading Limited, focusing on strategic growth insights and regulatory compliance [5]. - In 2024, the company launched asset management services to cater to the growing demand for sophisticated solutions in managing corporate and individual capital portfolios [5].

Core Viewpoint - Nordicus Partners Corporation has applied to uplist its common stock to the Nasdaq Capital Market, aiming to enhance visibility, liquidity, and attract institutional investors following recent acquisitions and advancements in its drug development pipeline [1][2]. Company Overview - Nordicus Partners Corporation is a U.S. publicly traded business accelerator and holding company focused on Nordic life sciences companies, specializing in corporate finance activities such as business development, growth strategies, and capital raising [3]. - In 2024, the company completed two significant acquisitions: 100% of Orocidin A/S, a biotech company developing therapies for periodontitis, and 100% of Bio-Convert A/S, which focuses on treatments for oral leukoplakia [3]. Uplisting Details - The uplisting application to Nasdaq is subject to approval and meeting all listing criteria, with the common stock continuing to trade on the OTCQB Market until the uplisting is finalized [1][2]. - The CEO of Nordicus expressed confidence in meeting the listing requirements, emphasizing the potential benefits of a Nasdaq listing for shareholder value and capital access [2].