Market Trends - US mortgage applications to purchase a home jumped to the highest level since early 2023 [1] Financial Indicators - Borrowing costs barely budged [1]

RT ARK Invest (@ARKInvest)With inventory levels near crisis highs and prices slipping, housing could shift from a drag to a source of strength, especially with crypto now counting for mortgage qualification. @CathieDWood says this could open the housing market more than many realize in "In The Know." ...

Core Insights - The average 30-year fixed-rate mortgage (FRM) decreased to 6.67% as of July 3, 2025, marking a decline from 6.77% the previous week and down from 6.95% a year ago [1][6] - The 15-year FRM also saw a decrease, averaging 5.80%, down from 5.89% last week and 6.25% a year ago [6] - This marks the fifth consecutive week of decline in the average 30-year FRM, representing the largest weekly drop since early March [2] Market Context - The PMMS focuses on conventional, conforming, fully amortizing home purchase loans for borrowers with excellent credit who put 20% down [3] - The decline in mortgage rates is seen as encouraging, with more sellers entering the market, which may provide prospective buyers with an advantage despite ongoing affordability challenges [2] Company Mission - Freddie Mac's mission is to enhance liquidity, stability, and affordability in the housing market, having assisted millions of families in buying, renting, or maintaining their homes since 1970 [4]

US mortgage rates dropped last week to the lowest level since early April, helping spark a pickup in home-refinance applications https://t.co/GRJTvE5AuB ...

Swedbank agrees to buy digital mortgage credit firm Stabelo for an initial price of $37 million to help bolster its home-loan business https://t.co/mHz3wOm6mx ...

Check our interactive map to find today's average 30-year mortgage refinance rate for any U.S. state. Right now, the cheapest refi states are California and New York. https://t.co/qGAOEaXXNX ...

Market Trend - Fannie Mae and Freddie Mac are preparing to count crypto as assets for mortgages [1] - Industry anticipates potential for tokenization and limited supply strategies in the crypto market [2] Investment Opportunity & Potential Risk - Potential strategy to short the housing market using crypto assets is being discussed [2] - Market participants are considering scenarios involving supply manipulation and subsequent market flooding [2]

Group 1 - Freddie Mac released its Monthly Volume Summary for May 2025, detailing mortgage-related portfolios, securities issuance, risk management, delinquencies, debt activities, and other investments [1] - The company aims to enhance liquidity, stability, and affordability in the housing market across various economic cycles [2] - Since its inception in 1970, Freddie Mac has assisted tens of millions of families in buying, renting, or maintaining their homes [2]

We're back with some news on the housing front. We'll go to Washington. Diane Olic has that for us.Hey D. Hey Scott. Yeah, this is from the FHFA director Bill PY.He is the conservator of Fanny May and Freddy Mack. He just posted on X after significant studying and in keeping with President Trump's vision to make the United States the crypto capital of the world today. I ordered the great Fanny May and Freddy Mack to prepare their businesses to count cryptocurrency as an asset for a mortgage.Interesting. In ...

Check our interactive map to find today's 30-year mortgage rate average for any U.S. state. Right now, the cheapest state rates range from 6.72% to 6.87%. https://t.co/fl2SirKci9 ...