Core Viewpoint - Rosen Law Firm is reminding investors who purchased Fiserv, Inc. common stock between July 24, 2024, and July 22, 2025, of the September 22, 2025, deadline to serve as lead plaintiff in a class action lawsuit [1][2] Group 1: Class Action Details - A class action lawsuit has been filed against Fiserv, and investors may be entitled to compensation without any out-of-pocket fees through a contingency fee arrangement [1][2] - To join the class action, investors can submit a form or contact the law firm for more information [2][5] - The lawsuit claims that Fiserv made false and misleading statements regarding its Clover platform and the forced migration of Payeezy merchants, which concealed a slowdown in new merchant business [4] Group 2: Allegations Against Fiserv - The lawsuit alleges that Fiserv's Clover platform experienced temporary revenue growth due to forced conversions from the Payeezy platform, masking underlying issues [4] - It is claimed that many former Payeezy merchants switched to competing solutions due to Clover's high pricing and compatibility issues, leading to a significant slowdown in Clover's growth [4] - The lawsuit asserts that Fiserv's positive statements about Clover's growth strategies and business prospects were materially false and misleading [4] Group 3: Rosen Law Firm's Credentials - Rosen Law Firm has a strong track record in securities class actions, having achieved the largest settlement against a Chinese company at the time and being ranked No. 1 for securities class action settlements in 2017 [3] - The firm has recovered hundreds of millions of dollars for investors, securing over $438 million in 2019 alone [3] - Founding partner Laurence Rosen has been recognized as a Titan of Plaintiffs' Bar by Law360, and many attorneys at the firm have received accolades from Lawdragon and Super Lawyers [3]

Core Viewpoint - Fiserv, Inc. is facing a class action lawsuit due to significant declines in its stock price following disappointing growth figures for its Clover payment gateway, which has raised concerns about the company's business practices and transparency [1][5]. Group 1: Financial Performance - On April 24, 2025, Fiserv reported a gross payment volume (GPV) growth of only 8% for Clover in Q1 2025, a decline from the previous year's growth of 14% to 17% [2]. - Following this announcement, Fiserv's stock price dropped by $40.20, or 18.5%, closing at $176.90 per share [3]. - On May 15, 2025, Fiserv indicated that GPV growth deceleration would persist throughout 2025, leading to a further stock price decline of $30.73, or 16.2%, to $159.13 per share [3]. - On July 23, 2025, Fiserv lowered its full-year organic growth guidance and reported a deceleration in quarterly organic revenue in the Merchant segment to 9% year-over-year from 11%, resulting in a stock price drop of $22.98, or 13.8%, to $143.00 per share [4]. Group 2: Lawsuit Details - The class action lawsuit alleges that Fiserv made materially false and misleading statements and failed to disclose adverse facts about its business operations and prospects during the class period [5]. - Specific allegations include that Fiserv forced Payeezy merchants to migrate to Clover due to cost issues, which temporarily inflated Clover's revenue growth and concealed a slowdown in new merchant business [5]. - The lawsuit claims that many former Payeezy merchants switched to competitors due to Clover's high pricing and inadequate customer service, leading to a significant slowdown in Clover's GPV growth [5].

Core Viewpoint - Wex has been upgraded to a Zacks Rank 1 (Strong Buy), indicating a positive outlook on its earnings estimates, which is a significant factor influencing stock prices [1][2]. Earnings Estimates and Stock Price Impact - Changes in a company's future earnings potential, as reflected in earnings estimate revisions, are strongly correlated with near-term stock price movements [3]. - Institutional investors utilize earnings estimates to calculate the fair value of a company's shares, leading to significant stock price movements based on their buying or selling activities [3]. Wex's Earnings Outlook - The rising earnings estimates for Wex suggest an improvement in the company's underlying business, which is expected to positively influence its stock price [4]. - The Zacks Consensus Estimate for Wex has increased by 3.7% over the past three months, with expected earnings of $15.57 per share for the fiscal year ending December 2025, indicating no year-over-year change [7]. Zacks Rank System - The Zacks Rank stock-rating system classifies stocks into five groups based on earnings estimates, with Zacks Rank 1 stocks historically generating an average annual return of +25% since 1988 [6]. - The upgrade of Wex to a Zacks Rank 1 places it in the top 5% of Zacks-covered stocks, suggesting a strong potential for market-beating returns in the near term [9].

Core Insights - The complaint alleges that Flywire and its executives violated federal securities laws by making false or misleading statements regarding the sustainability of revenue growth and the impact of permit and visa-related restrictions on the business [2] Financial Performance - On February 25, 2025, Flywire reported a net loss of $15.9 million for the fourth quarter of 2024 and missed consensus estimates on key metrics [3] - Following the financial results announcement, Flywire's stock price dropped by $6.59 per share, or 37.4%, closing at $11.05 per share on February 26, 2025 [3] - The company also lowered its guidance for 2025 and announced a restructuring plan that includes a 10% reduction in its workforce [3]

Financial Performance - Q2 2025 - Net sales increased by 9% to $129.8 million[29] - Excluding the impact of an accounting change, sales increased by 15%[29] - Adjusted EBITDA increased by 3% to $22.5 million, with a margin of 17.3%[29] - Net income decreased significantly by 91% to $0.5 million, resulting in a net income margin of 0.4%[29] Financial Performance - First Half 2025 - Net sales increased by 9% to $252.5 million[37] - Excluding the impact of an accounting change, sales increased by 14% to $259.9 million[31] - Adjusted EBITDA decreased by 3% to $43.7 million, with a margin of 17.3%[37] - Net income decreased by 55% to $5.2 million, resulting in a net income margin of 2.0%[37] Balance Sheet and Cash Flow - Cash on hand was $17.1 million as of June 30, 2025[50] - Total debt was $343.2 million as of June 30, 2025[50] - Net Leverage Ratio was 3.6x as of June 30, 2025[50] - Free Cash Flow was $0.8 million for the first half of 2025[50] Outlook - The company updated its full-year 2025 net sales outlook to a low double-digit to mid-teens increase[60] - The Adjusted EBITDA outlook for 2025 remains unchanged at a mid-to-high single-digit increase[60]

Core Viewpoint - Investors are increasingly seeking growth stocks, particularly in the financial sector, to achieve above-average returns, but identifying such stocks involves significant risk and volatility [1] Group 1: Growth Stock Identification - The Zacks Growth Style Score system aids in identifying promising growth stocks by analyzing real growth prospects beyond traditional metrics [2] - MasterCard (MA) is currently highlighted as a recommended growth stock, possessing a favorable Growth Score and a top Zacks Rank [2] Group 2: Earnings Growth - Earnings growth is a critical factor for growth investors, with double-digit growth being particularly attractive [3] - MasterCard's historical EPS growth rate stands at 21.5%, with a projected EPS growth of 11.6% for the current year, surpassing the industry average of 11.3% [4] Group 3: Asset Utilization - The asset utilization ratio, or sales-to-total-assets (S/TA) ratio, is an important metric for assessing efficiency in generating sales [5] - MasterCard's S/TA ratio is 0.62, indicating that the company generates $0.62 in sales for every dollar in assets, compared to the industry average of 0.41 [5] Group 4: Sales Growth - Sales growth is another key indicator, with MasterCard expected to achieve a 15% sales growth this year, significantly higher than the industry average of 4.8% [6] Group 5: Earnings Estimate Revisions - Positive trends in earnings estimate revisions correlate strongly with stock price movements [7] - MasterCard's current-year earnings estimates have been revised upward, with the Zacks Consensus Estimate increasing by 1.9% over the past month [8] Group 6: Overall Positioning - MasterCard has achieved a Growth Score of B and a Zacks Rank of 2 due to positive earnings estimate revisions, positioning it well for potential outperformance [10]

Core Viewpoint - MasterCard has received an upgrade to a Zacks Rank 2 (Buy), indicating a positive outlook on its earnings estimates, which is a significant factor influencing stock prices [1][3]. Earnings Estimates and Stock Price Impact - The Zacks rating system tracks earnings estimate revisions, which are strongly correlated with near-term stock price movements [4][6]. - An increase in earnings estimates typically leads to higher fair value calculations by institutional investors, resulting in stock price movements [4]. MasterCard's Earnings Outlook - MasterCard is expected to earn $16.29 per share for the fiscal year ending December 2025, with no year-over-year change anticipated [8]. - Over the past three months, the Zacks Consensus Estimate for MasterCard has increased by 2.1%, reflecting a positive trend in earnings estimates [8]. Zacks Rating System - The Zacks Rank system classifies stocks into five groups based on earnings estimates, with only the top 20% of stocks receiving a "Strong Buy" or "Buy" rating [9][10]. - MasterCard's upgrade to Zacks Rank 2 places it in the top 20% of Zacks-covered stocks, suggesting potential for market-beating returns in the near term [10].

Core Insights - American Express Company (AXP) has established a multi-year strategic partnership with Toast, Inc. to enhance hospitality experiences by integrating guest data from its restaurant reservation platforms into Toast's systems [1][2] - This partnership strengthens AXP's position in the restaurant and hospitality ecosystem, creating a seamless guest experience from reservation to payment [2][4] - AXP differentiates itself from competitors by linking card membership to exclusive, data-enhanced hospitality services, which can drive higher loyalty and spending among cardmembers [3][5] Company Strategy - The integration of Resy and Tock listings into Toast's platforms enhances visibility and marketing for restaurants, potentially improving retention and attracting more establishments to Toast [4][7] - AXP's approach allows it to deepen customer relationships and expand merchant acceptance, while Toast benefits from new traffic sources and tools [4][5] Competitive Advantage - AXP sets itself apart from Visa and Mastercard by integrating deeply into the hospitality journey, offering personalized dining experiences and creating value beyond transactions [5][6] - This end-to-end control reinforces AXP's premium image and positions it as a hospitality partner rather than just a payment processor [5][6] Financial Performance - AXP shares have declined 0.5% year-to-date, while the industry has grown by 2.3% [6] - AXP trades at a forward price-to-earnings ratio of 17.87, below the industry average of 20.89, with a Value Score of B [9] - The Zacks Consensus Estimate for AXP's 2025 earnings is $15.26 per share, indicating a 14.3% increase from the previous year [10][12]

Core Viewpoint - The article discusses the reliability of Wall Street analysts' recommendations, particularly focusing on MasterCard (MA), and highlights the differences between average brokerage recommendations (ABR) and Zacks Rank as tools for investors [1][5]. Group 1: Brokerage Recommendations for MasterCard - MasterCard has an average brokerage recommendation (ABR) of 1.47, indicating a position between Strong Buy and Buy, based on recommendations from 38 brokerage firms [2]. - Out of the 38 recommendations, 27 are Strong Buy and 4 are Buy, which account for 71.1% and 10.5% of all recommendations respectively [2]. Group 2: Limitations of Brokerage Recommendations - Solely relying on brokerage recommendations for investment decisions may not be advisable, as studies show they often fail to guide investors effectively towards stocks with high price appreciation potential [5]. - Analysts from brokerage firms tend to exhibit a strong positive bias in their ratings, with five "Strong Buy" recommendations for every "Strong Sell" recommendation, indicating a misalignment of interests between these firms and retail investors [6][10]. Group 3: Zacks Rank as an Alternative - Zacks Rank is presented as a more effective tool for predicting stock price movements, categorizing stocks into five groups based on earnings estimate revisions, which have shown a strong correlation with near-term stock price changes [8][11]. - The Zacks Consensus Estimate for MasterCard has increased by 1.9% over the past month to $16.29, reflecting analysts' growing optimism about the company's earnings prospects [13]. Group 4: Current Investment Outlook for MasterCard - The recent change in the consensus estimate, along with other factors, has resulted in a Zacks Rank 2 (Buy) for MasterCard, suggesting that the Buy-equivalent ABR may serve as a useful guide for investors [14].

NEW YORK, Aug. 7, 2025 /PRNewswire/ -- The Gross Law Firm issues the following notice to shareholders of Flywire Corporation (NASDAQ: FLYW). Shareholders who purchased shares of FLYW during the class period listed are encouraged to contact the firm regarding possible lead plaintiff appointment. Appointment as lead plaintiff is not required to partake in any recovery. CONTACT US HERE: https://securitiesclasslaw.com/securities/flywire-corporation-loss-submission-form/?id=159957&from=4 CLASS PERIOD: February 2 ...