Core Viewpoint - NewtekOne, Inc. has successfully retired $95 million of fixed-rate senior notes, marking a significant step in its financial management and transition from a Business Development Company (BDC) to a technology-enabled financial holding company [1]. Group 1: Financial Management - The company funded the $95 million repayment using $87.1 million of working capital and an exchange offer that involved $7.9 million of NEWTZ notes being exchanged for newly issued NEWTO notes [1]. - Since 2018, NewtekOne has redeemed a total of $294 million in senior notes, demonstrating a consistent strategy in managing its debt obligations [1]. - The retired notes were the last remnants of debt issued as a BDC, indicating a shift in the company's capital structure [1]. Group 2: Company History and Stability - NewtekOne has a 25-year history as a public company, successfully navigating various economic challenges, including 9/11, the Great Financial Crisis, and the COVID-19 pandemic [1]. - The company has maintained a strong track record, having never missed a principal or interest payment on its debt [1]. - The 17 securitizations issued by the company have either maintained their initial investment-grade ratings or been upgraded, with none being placed on credit watch [1]. Group 3: Business Solutions Offered - NewtekOne provides a wide range of business and financial solutions, including banking, business lending, SBA lending solutions, electronic payment processing, accounts receivable financing, insurance solutions, and payroll and benefits solutions [2][3]. - The company also offers technology solutions such as cloud computing, data backup, IT consulting, and web services through its subsidiary Intelligent Protection Management Corp [3].

转自：新华财经 新华财经北京2月2日电（记者 王小璐）近期国际黄金市场剧烈震荡，在前期急速上涨后，1月30日现货 黄金价格单日重挫超9%，2月2日跌势进一步扩大，市场风险急剧攀升。 东方金诚研究发展部高级副总监瞿瑞表示，金价冲高回落主要因为前期上行速度过快，叠加市场严重超 买，引发资金获利了结离场。此外，凯文·沃什被提名下任美联储主席，由于其一向被市场视作"鹰 派"，或将带动美元走强，对金价形成压制。 中金公司研报强调，当前金价已超越传统基本面分析框架。报告指出，金价显然已超越单纯的基本面主 导，所以传统的黄金测算模型如实际利率已经早早失效。伴随金价急涨，黄金ETF和金价过去两年相关 系数抬升至0.98，为历史高点，都表明情绪已经亢奋到一定程度。其提示道，对投资者而言，长期的趋 势固然重要但太过宏大，短期的波动事关头寸却脚踏实地，"定投"的含金量再次凸显。 面对高波动，交易所出手为市场降温。当地时间1月30日，芝加哥商品交易所（CME）再度上调黄金期 货交易保证金要求，以防范市场风险。此外，国有六大行也相继发布公告，提示交易风险。 长期来看，黄金仍具有上行潜力。招商银行研究院报告指出，短期看，在本月极端单边行 ...

分组1 - Giverny Capital Asset Management reported a portfolio return of 0.01% in Q4 2025, underperforming the S&P 500 which returned 2.66% [1] - Year-to-date, the fund achieved a return of 12.58%, compared to 17.88% for the S&P 500 [1] - The firm faced challenges due to underweighting in large technology stocks and overweighting in smaller niche leaders, despite strong earnings growth from portfolio companies [1] 分组2 - Credit Acceptance Corporation (NASDAQ:CACC) closed at $498.24 per share on January 30, 2026, with a one-month return of 8.26% but a 12-month decline of 2.42% [2] - The market capitalization of Credit Acceptance Corporation is $5.496 billion [2] - Giverny Capital Asset Management exited its position in Credit Acceptance Corporation due to increased competition in the deep subprime lending space and concerns over its technological capabilities [3] 分组3 - Credit Acceptance Corporation was held by 29 hedge fund portfolios at the end of Q3, down from 39 in the previous quarter [4] - While Credit Acceptance Corporation is recognized for its investment potential, Giverny Capital Asset Management believes certain AI stocks present greater upside potential with less downside risk [4]

Economic Data - The U.S. producer price index (PPI) for final demand increased by +0.5% month-over-month (m/m) and +3.0% year-over-year (y/y) in December, surpassing expectations of +0.2% m/m and +2.7% y/y [1] - The core PPI, excluding food and energy, rose by +0.7% m/m and +3.3% y/y in December, also exceeding expectations of +0.2% m/m and +2.9% y/y [1] - The Chicago PMI for January rose to 54.0, significantly above the expected 43.5 [1] Stock Market Performance - Major equity averages on Wall Street ended lower, with chip stocks like KLA Corp. (KLAC) dropping over -15% and Advanced Micro Devices (AMD) falling more than -6% [2] - Mining stocks also declined sharply, with Coeur Mining (CDE) down over -16% and Hecla Mining (HL) sliding more than -14% [2] - PennyMac Financial Services (PFSI) plummeted over -33% after reporting disappointing Q4 results [2] - Conversely, Deckers Outdoor (DECK) surged more than +19% after better-than-expected FQ3 results and an increase in full-year guidance [2] Corporate Earnings and Economic Outlook - Investors are anticipating a new round of corporate earnings reports from major companies including Alphabet (GOOGL), Amazon.com (AMZN), and others, with S&P 500 companies expected to report an average +8.4% increase in Q4 earnings compared to the previous year [8][9] - The U.S. January Nonfarm Payrolls report is awaited for insights into the labor market and its implications for monetary policy, with revisions expected to show a significant markdown in hiring pace [10] - Several Federal Reserve officials are scheduled to speak this week, with discussions likely focusing on the current inflationary environment and interest rate policies [11] Global Market Trends - The Euro Stoxx 50 Index is down -0.07%, with mining stocks declining due to falling metal prices [14] - In Japan, the Nikkei 225 Index closed lower as risk sentiment soured, despite initial gains from a weaker yen and positive election polls [19] - China's Shanghai Composite Index experienced a significant drop, influenced by disappointing economic data and geopolitical concerns [16][17] Company-Specific Developments - Oracle (ORCL) announced plans to raise $45 billion to $50 billion for cloud infrastructure expansion, raising concerns about its debt burden [4][21] - Nvidia (NVDA) shares fell about -2% after CEO Jensen Huang clarified that the proposed $100 billion investment in OpenAI was not a commitment [4][22] - Palantir Technologies (PLTR) rose over +2% in pre-market trading following an upgrade from William Blair [22]

Market Overview - U.S. stock futures are indicating a lower opening as investors react to global manufacturing concerns, uncertainty regarding the Federal Reserve's leadership, and a sell-off in precious metals and cryptocurrencies [1][2] - Major indexes are poised for declines following a weak close on Wall Street last Friday, with E-mini S&P 500 futures down approximately 0.7% and Nasdaq 100 futures falling roughly 1% [2] Current Performance of Major Market Indexes - The S&P 500 slipped 0.4% to 6,930.03, the Dow Jones Industrial Average fell 0.4% to 48,892.47, and the Nasdaq Composite dropped 0.9% to 23,461.82 [3] - The US500 index fell to 6,871 points, losing 0.99% from the previous session, while the Russell 2000 index declined 2.0% last week [3] Upcoming Market Events - Key economic data releases this week include the U.S. non-farm payrolls report, Manufacturing and Services PMI readings, ADP employment change, and weekly jobless claims [4] - The ISM manufacturing PMI has remained in contractionary territory since March 2025, heightening focus on these indicators [4] Corporate Earnings - Major tech companies reporting this week include Advanced Micro Devices, Amazon, Alphabet, Qualcomm, PayPal, and Super Micro Computer, with Palantir Technologies and The Walt Disney Company reporting today [5] - Analysts project moderate revenue growth for Disney, but there are risks of earnings per share slipping [12] Central Bank Decisions - The Reserve Bank of Australia, European Central Bank, and Bank of England are expected to set new policy rates, while the Federal Reserve recently left its benchmark interest rate unchanged at a range of 3.5% to 3.75% [6] Major Stock News - President Trump's nomination of Kevin Warsh as the next Federal Reserve Chair has introduced uncertainty into monetary policy expectations, impacting precious metals and strengthening the U.S. dollar [7] - Apple reported a record-breaking fiscal Q1 2026 with revenue of $143.8 billion, up 16% year-over-year, driven by iPhone sales and services growth [12] - Tesla shares fell 3.2% despite beating earnings estimates, facing pressure from competition and planning to double AI capital expenditures to $20 billion [12] - The healthcare insurance sector is under pressure due to a proposed minimal increase in Medicare payment rates for 2027, leading to significant declines in shares of UnitedHealth Group, Humana, and CVS Health Corporation [12] - Goldman Sachs saw a surprising 56% surge in 2025, benefiting from its trading desks and exiting consumer banking [12] - Nvidia slipped 2% in premarket trading amid broader tech sector pressure, with other tech companies like Samsung Electronics and SK Hynix also experiencing sell-offs [12]

⚡️NEW: RIPPLE SECURES FULL EU ELECTRONIC MONEY INSTITUTION LICENSE IN LUXEMBOURG@Ripple granted EMI license by Luxembourg regulators, enabling payment services and e-money issuance across all 27 EU member states under a single passport framework.@Ripple joins @Coinbase and @krakenfx in securing EU-wide permissions under traditional finance licensing regimes.Big News for $XRP ...

Group 1 - Aviva plc (AVVIY) has seen a 4.4% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days and offers a dividend yield of 3.7%, significantly higher than the industry average of 1.7% [1] - Burke & Herbert Financial Services Corp. (BHRB) has experienced a 4.5% increase in the Zacks Consensus Estimate for its current year earnings in the past 60 days, with a dividend yield of 3.4%, compared to the industry average of 0.0% [2] - Southwest Airlines Co. (LUV) has reported a substantial 33.9% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [2]

One of the most underrated revolutions of the past 50 years is the explosion of easily accessible data. Whether it's detailed breakdowns of the characteristics of every neighborhood in the US, improved weather forecasting models that give us extra days to prepare for hurricanes, or personalized genomic analyses that can give us early warnings about disease, there has never been more information more readily available than in the last few decades.For businesses and consumers alike, this data surge has been a ...

Despite recent strong Q4 earnings, SoFi Technologies ( SOFI ) is still down by almost 10% since my previous cautious call . I still prefer to hold my existing SOFI position because I believe inI am a highly experienced Chief Financial Officer (CFO) with a strong background in the oilfield and real estate industries. With over a decade of experience in finance, I have led numerous complex due diligence efforts and M&A transactions, both domestically and internationally.In recent years, I have developed a kee ...

1月14日，海关总署发布数据显示，去年中国贸易顺差达到1.189万亿美元。这一数字不仅折射出中国供应链的强大韧性，更预示着中资企业从"产品出 海"向"业务全球化"迈进的深层转型。 元旦后，一家福州外贸企业负责人徐伟格外忙碌。 "春节前，逾10个瓷砖货柜得发往拉美市场。"他指出。自从成功打开拉美市场起，他每个月需向拉美地区发送数十个装满各类建材产品的货柜。 毕竟，在巴西、墨西哥、秘鲁、哥伦比亚等拉美国家地区，民众需要大量建材提升居住水准，对价廉物美的中国建材产品需求极其旺盛。随着出口拉美的建 材销量持续增加，如何尽早安全收款成为他的"烦心事"。 此前，徐伟通过在海外注册子公司，开立离岸账户收取外贸货款。但是，收款慢、收款贵与收款烦"三座大山"一直在困扰他。 很多时候，尽管他向海外银行提交"三单一证"（证明订单号、运单号、支付单号、身份证），但由于不少新兴市场业务的外贸收款涉及多家中间行，每家中 间行都要花费时间审核这些"三单一证"以验证真实贸易背景，导致外贸收款平均周期通常在2—4周；若遇到中间行突然从严调查贸易单据，收款周期又要拉 长1—2个月。 此外，部分中间行收费较高，导致跨境贸易收款手续费总计达到50— ...