Core Insights - The report by iResearch highlights Ant Group's Ant Financial Technology as a comprehensive leader in the financial AI sector, recognizing its technological leadership and ability to implement solutions in real-world scenarios [1] - The financial technology market is projected to exceed 650 billion yuan by 2028, with financial AI becoming a core support for institutional digital transformation [1] - Ant Financial Technology's competitive edge stems from its integration of deep financial business understanding with enterprise-level AI engineering capabilities, allowing it to differentiate itself in key areas such as AI-native apps, wealth management, credit risk control, and intelligent marketing [1] Industry Trends - The report indicates that by the end of 2028, it is expected that 80% of financial institutions will adopt at least one AI tool, with over 35% of financial AI applications achieving scalable implementation [1] - Ant Financial Technology is one of the few firms capable and willing to explore the Results as a Service (RaaS) model in core financial scenarios, which focuses on a pay-for-performance value delivery model [1]