Group 1 - The article discusses the current uncertainty surrounding interest rates and the potential impact of tariffs on consumers, indicating that certain sectors are at higher risk due to these factors [1] - The author emphasizes a focus on dividend investing in quality blue-chip stocks, Business Development Companies (BDCs), and Real Estate Investment Trusts (REITs) as a strategy for retirement income [1] - There is an aspiration to assist lower and middle-class workers in building investment portfolios that consist of high-quality, dividend-paying companies to achieve financial independence [1]