Transaction Overview - B2 Impact ASA plans to issue a new senior unsecured floating rate bond with an expected size of EUR 100 million[34] - The bond will have a tenor of 5 years and 4 months[33, 35] - The purpose of the bond issue is for refinancing and/or general corporate purposes[35] - The maximum issue amount for the bond is EUR 350 million[35] Company Performance - B2 Impact ASA is a leading pan-European debt management company specializing in non-performing debt portfolios[34] - The company is listed on the Oslo Stock Exchange with a market capitalization of approximately NOK 65 billion[34] - As of Q2 2025, the total Estimated Remaining Collections (ERC) was NOK 260 billion, with 87% unsecured and 13% secured[44, 58] - The company has revised its investment target for 2025 to NOK 35 – 4 billion[60] - The leverage ratio has reduced to 21x[64] Financial Covenants - The bond will have financial covenants including an interest coverage ratio greater than 30x, a leverage ratio less than 40x, and a secured loan to value less than 65%[35]

Core Insights - Bectran is participating as a platinum partner in the 2025 Credit Research Foundation Forum, focusing on credit management challenges and best practices [1][2] - The company is hosting a breakout session on the impact of AI and RPA in credit management, emphasizing their role in enhancing operational efficiency and financial outcomes [2][3] Group 1: Event Details - The 2025 Credit Research Foundation Forum will take place from March 17-19 in San Diego, California, featuring expert-led sessions and networking opportunities [1] - Bectran's breakout session titled "The Current State of Automation: AI, RPA, and the Credit Department" will occur on March 17 from 9:00 – 10:00 a.m. [3] Group 2: Technology and Innovation - AI and RPA are transforming the order-to-cash process, allowing credit professionals to enhance their strategic thinking and operational speed [2][4] - The session will highlight how automation is addressing bottlenecks and improving approval processes, leading to a new era of credit management characterized by increased efficiency [3][4] Group 3: Company Overview - Bectran is recognized as a leading SaaS platform for finance departments, streamlining credit processing by over 90% and significantly reducing credit defaults and collection costs [6] - The platform is trusted by a range of organizations, from SMEs to Fortune 500 companies, achieving cost savings of 60-90% in accounts receivable and collections management [6]