Flushing Financial (FFIC) came out with quarterly earnings of $0.35 per share, beating the Zacks Consensus Estimate of $0.31 per share. This compares to earnings of $0.26 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +12.90%. A quarter ago, it was expected that this holding company for Flushing Bank would post earnings of $0.29 per share when it actually produced earnings of $0.32, delivering a surprise of +10.34%.Over the l ...

Provident Financial (PFS) came out with quarterly earnings of $0.55 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $0.36 per share a year ago. These figures are adjusted for non-recurring items. A quarter ago, it was expected that this holding company for The Provident Bank would post earnings of $0.5 per share when it actually produced earnings of $0.55, delivering a surprise of +10%.Over the last four quarters, the company has surpassed consensus EPS estimates two time ...

Riverview Bancorp (RVSB) came out with quarterly earnings of $0.05 per share, missing the Zacks Consensus Estimate of $0.06 per share. This compares to earnings of $0.07 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -16.67%. A quarter ago, it was expected that this holding company for Riverview Community Bank would post earnings of $0.05 per share when it actually produced earnings of $0.06, delivering a surprise of +20%.Ove ...

Provident Financial (PROV) came out with quarterly earnings of $0.25 per share, missing the Zacks Consensus Estimate of $0.29 per share. This compares to earnings of $0.28 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -13.79%. A quarter ago, it was expected that this holding company for Provident Savings Bank would post earnings of $0.29 per share when it actually produced earnings of $0.24, delivering a surprise of -17.24%. ...

Group 1: Earnings Performance - Citizens Community Bancorp reported quarterly earnings of $0.37 per share, matching the Zacks Consensus Estimate, and an increase from $0.32 per share a year ago [1] - The company posted revenues of $16.24 million for the quarter ended September 2025, exceeding the Zacks Consensus Estimate by 5.43% and up from $14.21 million year-over-year [2] - Over the last four quarters, the company has surpassed consensus EPS estimates two times [1][2] Group 2: Stock Performance and Outlook - Citizens Community Bancorp shares have declined approximately 2.3% since the beginning of the year, while the S&P 500 has gained 15.5% [3] - The current consensus EPS estimate for the upcoming quarter is $0.37 on revenues of $15.7 million, and for the current fiscal year, it is $1.38 on revenues of $61.3 million [7] - The estimate revisions trend for Citizens Community Bancorp was mixed ahead of the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Group 3: Industry Context - The Financial - Savings and Loan industry, to which Citizens Community Bancorp belongs, is currently in the bottom 35% of over 250 Zacks industries, suggesting potential challenges for stock performance [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]

Core Insights - Heritage Financial (HFWA) reported quarterly earnings of $0.56 per share, matching the Zacks Consensus Estimate, and showing an increase from $0.33 per share a year ago [1] - The company achieved revenues of $65.7 million for the quarter ended September 2025, exceeding the Zacks Consensus Estimate by 0.97% and up from $54.79 million year-over-year [2] - The stock has underperformed the market, losing about 6.2% year-to-date compared to the S&P 500's gain of 13.9% [3] Earnings Performance - Heritage Financial's earnings for the previous quarter were initially expected to be $0.50 per share, but the actual earnings were $0.53, resulting in a surprise of +6% [1] - Over the last four quarters, the company has surpassed consensus EPS estimates three times [1] Revenue Performance - The company has topped consensus revenue estimates two times over the last four quarters [2] - Current consensus EPS estimate for the upcoming quarter is $0.56 on revenues of $65.93 million, and for the current fiscal year, it is $2.11 on revenues of $244.6 million [7] Market Outlook - The sustainability of the stock's price movement will depend on management's commentary during the earnings call [3] - The Zacks Rank for Heritage Financial is currently 1 (Strong Buy), indicating expectations for the stock to outperform the market in the near future [6] Industry Context - The Financial - Savings and Loan industry, to which Heritage Financial belongs, is currently in the bottom 30% of the Zacks industry rankings [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]

Core Insights - West Bancorp (WTBA) reported quarterly earnings of $0.55 per share, exceeding the Zacks Consensus Estimate of $0.47 per share, and showing an increase from $0.35 per share a year ago, resulting in an earnings surprise of +17.02% [1] - The company achieved revenues of $25 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 3.75% and up from $20.32 million year-over-year [2] - West Bancorp has consistently surpassed consensus EPS estimates over the last four quarters [2] Financial Performance - The earnings surprise of +17.02% indicates strong performance relative to expectations [1] - Revenue growth of 23.1% year-over-year from $20.32 million to $25 million highlights the company's positive financial trajectory [2] - The current consensus EPS estimate for the upcoming quarter is $0.50, with projected revenues of $25.2 million, and for the current fiscal year, the EPS estimate is $1.90 on revenues of $96.4 million [7] Market Position - West Bancorp shares have underperformed the market, losing about 8.4% since the beginning of the year, while the S&P 500 has gained 13.9% [3] - The Zacks Rank for West Bancorp is currently 3 (Hold), suggesting that the stock is expected to perform in line with the market in the near future [6] - The Financial - Savings and Loan industry, to which West Bancorp belongs, is currently in the bottom 30% of Zacks industries, indicating potential challenges ahead [8]

分组1 - OceanFirst Financial (OCFC) reported quarterly earnings of $0.36 per share, exceeding the Zacks Consensus Estimate of $0.34 per share, but down from $0.39 per share a year ago, resulting in an earnings surprise of +5.88% [1] - The company posted revenues of $102.96 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 0.60% and increasing from $96.9 million year-over-year [2] - OceanFirst has surpassed consensus EPS estimates two times over the last four quarters and has also topped consensus revenue estimates two times during the same period [2] 分组2 - The stock has added approximately 5.1% since the beginning of the year, while the S&P 500 has gained 14.5%, indicating underperformance relative to the broader market [3] - The current consensus EPS estimate for the upcoming quarter is $0.37 on revenues of $104.8 million, and for the current fiscal year, it is $1.40 on revenues of $404.25 million [7] - The Zacks Industry Rank for Financial - Savings and Loan is currently in the bottom 35% of over 250 Zacks industries, suggesting potential challenges for stocks in this sector [8]

Core Insights - ServisFirst Bancshares, Inc. (SFBS) is a significant entity in the Zacks Financial - Savings and Loan industry, providing a variety of banking services in the southeastern United States, despite challenges in meeting analyst expectations for earnings and revenue [1][5] Financial Performance - SFBS reported an earnings per share (EPS) of $1.30, which was below the expected $1.38, resulting in a negative EPS surprise of 5.8% [2][6] - The revenue for the quarter was approximately $136.3 million, reflecting a 10.2% increase year-over-year but falling short of the anticipated $151.9 million, leading to an 8.41% miss from the Zacks Consensus Estimate [3][6] Operational Metrics - The company's net interest margin improved to 3.09%, indicating robust operational performance [4][6] - Loans and deposits grew by 7.9% and 7.3% respectively, showcasing solid operational footing [4][6] Financial Ratios - SFBS's price-to-earnings (P/E) ratio was approximately 16.70, with a price-to-sales ratio of about 4.16 [5] - The debt-to-equity ratio stood at 0.97, indicating moderate leverage, while the current ratio of 0.12 points to challenges in short-term liquidity [5]

Core Viewpoint - ServisFirst Bancshares reported quarterly earnings of $1.3 per share, missing the Zacks Consensus Estimate of $1.38 per share, representing an earnings surprise of -5.80% [1] - The company posted revenues of $136.28 million for the quarter, missing the Zacks Consensus Estimate by 8.41% [2] Financial Performance - Earnings per share (EPS) for the current quarter was $1.3, compared to $1.1 per share a year ago [1] - Revenues increased from $123.67 million year-over-year to $136.28 million [2] - Over the last four quarters, the company has surpassed consensus EPS estimates two times [2] Market Performance - ServisFirst shares have declined approximately 11.3% since the beginning of the year, while the S&P 500 has gained 13.3% [3] - The current Zacks Rank for ServisFirst is 4 (Sell), indicating expected underperformance in the near future [6] Future Outlook - The current consensus EPS estimate for the upcoming quarter is $1.42 on revenues of $152.7 million, and for the current fiscal year, it is $5.17 on revenues of $565.4 million [7] - The outlook for the Financial - Savings and Loan industry is favorable, ranking in the top 37% of Zacks industries, which historically outperforms the bottom 50% by a factor of more than 2 to 1 [8]