Company Performance - Northfield Bancorp (NFBK) reported quarterly earnings of $0.19 per share, exceeding the Zacks Consensus Estimate of $0.18 per share, and up from $0.15 per share a year ago, representing an earnings surprise of 5.56% [1] - The company posted revenues of $34.81 million for the quarter ended March 2025, surpassing the Zacks Consensus Estimate by 4.51%, compared to year-ago revenues of $31.27 million [2] - Over the last four quarters, Northfield has surpassed consensus EPS estimates three times and topped consensus revenue estimates three times [2] Stock Outlook - Northfield shares have declined approximately 14.3% since the beginning of the year, while the S&P 500 has decreased by 10.1% [3] - The company's earnings outlook is crucial for investors, as it includes current consensus earnings expectations for upcoming quarters and any recent changes to these expectations [4] - The current consensus EPS estimate for the coming quarter is $0.20 on revenues of $34.11 million, and for the current fiscal year, it is $0.82 on revenues of $138.46 million [7] Industry Context - The Financial - Savings and Loan industry, to which Northfield belongs, is currently ranked in the top 32% of over 250 Zacks industries, indicating a favorable outlook compared to the bottom 50% [8] - Empirical research suggests a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]

NOTABLE ITEMS FOR THE QUARTER INCLUDE: DILUTED EARNINGS PER SHARE WERE $0.19 FOR THE CURRENT QUARTER COMPARED TO $0.27 FOR THE TRAILING QUARTER, AND $0.15 FOR THE FIRST QUARTER OF 2024. Fourth Quarter 2024 earnings included a gain of $3.4 million, or $0.06 per share, on the sale and consolidation of a branch in December 2024. NET INTEREST MARGIN INCREASED TO 2.38% FOR THE CURRENT QUARTER AS COMPARED TO 2.18% FOR THE TRAILING QUARTER AND 2.03% FOR THE FIRST QUARTER OF 2024, REFLECTING LOWER FUNDING COSTS AND ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Fiscal Year Ended December 31, 2024 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from _______________ to _________________ Commission File No. 001-35791 Northfield Bancorp, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdictio ...

EXHIBIT 99.1 PRESS RELEASE DATED JANUARY 22, 2025 Company Contact: William R. Jacobs Chief Financial Officer Tel: (732) 499-7200 ext. 2519 FOR IMMEDIATE RELEASE Commenting on the quarter and year, Steven M. Klein, the Company's Chairman, President and Chief Executive Officer stated, "We delivered solid financial performance for the quarter, increasing our net interest income and net interest margin, prudently managing our operating expenses, maintaining strong asset quality, and managing our strong capital ...

Northfield Bancorp (NFBK) came out with quarterly earnings of $0.21 per share, beating the Zacks Consensus Estimate of $0.19 per share. This compares to earnings of $0.19 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 10.53%. A quarter ago, it was expected that this holding company for Northfield Bank would post earnings of $0.16 per share when it actually produced earnings of $0.16, delivering no surprise.Over the last four ...

NOTABLE ITEMS FOR THE QUARTER: DILUTED EARNINGS PER SHARE OF $0.27 FOR THE FOURTH QUARTER OF 2024, COMPARED TO $0.16 FOR THE TRAILING QUARTER, AND $0.19 FOR THE FOURTH QUARTER OF 2023. Fourth Quarter 2024 results included a gain of $0.06 per share on the sale and consolidation of a Staten Island branch in December 2024. NET INTEREST MARGIN INCREASED BY 10 BASIS POINTS TO 2.18% FOR THE CURRENT QUARTER, AS COMPARED TO 2.08% FOR THE TRAILING QUARTER.THE AVERAGE COST OF INTEREST-BEARING LIABILITIES DECREASED 10 ...

Core Points - Northfield Bank's CEO, Steven M. Klein, has been elected to the Board of Directors of the Federal Home Loan Bank of New York for a four-year term starting January 1, 2025 [1][2] - Klein expressed gratitude for the support from New York members and emphasized the importance of the FHLBNY's mission to provide liquidity for housing and community development [2] - Northfield Bank operates 38 full-service banking offices across New York and New Jersey, focusing on community support and development [3][4] Company Overview - Northfield Bank was founded in 1887 and has a presence in Staten Island, Brooklyn, and several counties in New Jersey [3] - The bank's leadership under Klein includes strategic planning in lending, technology, risk management, and community engagement [2] Federal Home Loan Bank of New York Overview - The FHLBNY is a wholesale bank that is part of a national network of 11 regional banks, serving 338 financial institutions and housing associates [4] - Its mission is to provide reliable liquidity to support housing and local community development [4]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For transition period from __________ to __________ Commission File Number: 001-35791 Northfield Bancorp, Inc. (Exact name of registrant as specified in its charter) Delaware 80-0882592 (State or ...

EXHIBIT 99.1 PRESS RELEASE DATED OCTOBER 23, 2024 Company Contact: William R. Jacobs Chief Financial Officer Tel: (732) 499-7200 ext. 2519 FOR IMMEDIATE RELEASE NORTHFIELD BANCORP, INC. ANNOUNCES THIRD QUARTER 2024 RESULTS NOTABLE ITEMS FOR THE QUARTER INCLUDE: • DILUTED EARNINGS PER SHARE WERE $0.16 FOR THE CURRENT QUARTER COMPARED TO $0.14 FOR THE TRAILING QUARTER, AND $0.19 FOR THE THIRD QUARTER OF 2023. • NET INTEREST MARGIN REMAINED RELATIVELY STABLE AT 2.08% FOR THE CURRENT QUARTER AS COMPARED TO 2.09 ...

Northfield Bancorp (NFBK) came out with quarterly earnings of $0.16 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.19 per share a year ago. These figures are adjusted for non-recurring items.A quarter ago, it was expected that this holding company for Northfield Bank would post earnings of $0.14 per share when it actually produced earnings of $0.17, delivering a surprise of 21.43%.Over the last four quarters, the company has surpassed consensus EPS estimates two times. ...