Core Insights - The inaugural MoneyHero Group Presents: SingSaver Best-Of Awards was held on July 17, 2025, to recognize excellence and innovation in Singapore's personal finance sector [1][2] - The event highlighted the importance of financial literacy and collaboration within the personal finance ecosystem in Singapore [2][3] Event Details - The gala was attended by over 170 guests, including senior executives from financial institutions, industry experts, and media representatives [2] - A total of 45 awards were presented across various categories, including credit cards, digital banks, investment products, and insurance [3] Award Highlights - Notable winners included: - Best Credit Card for Travel Rewards: UOB Visa Signature Card - Best Credit Card for Dining: HSBC Live+ Credit Card - Best Digital Bank for Seamless Onboarding: Trust Bank - Best Overall Travel Insurance Plan: FWD Premium - Best Global Insurance Provider: Allianz Partners [4] Company Commitment - MoneyHero's CEO, Rohith Murthy, emphasized the company's commitment to fostering innovation and collaboration in the personal finance sector [3] - The event aimed to strengthen partnerships and support the growth of the personal finance ecosystem in Singapore [3] Company Overview - MoneyHero Limited operates as a leading personal finance aggregation and comparison platform in Greater Southeast Asia, with a presence in Singapore, Hong Kong, Taiwan, and the Philippines [8] - The company had over 260 commercial partner relationships and approximately 5.7 million Monthly Unique Users as of March 31, 2025 [8]

Core Insights - MoneyHero Limited reported significant financial improvements in Q1 2025, reducing net loss to US$(2.4) million from US$(13.1) million year-over-year, and improving Adjusted EBITDA loss to US$(3.3) million from US$(6.4) million [2][12][15] - The company is focusing on higher-margin verticals such as insurance and wealth, which now account for 25% of total revenue, an increase of 11 percentage points year-over-year [3][10] - Operational efficiency has been enhanced through AI implementation, leading to a 26% reduction in total operating expenses year-over-year [4][11] Financial Performance - Revenue decreased by 35% year-over-year to US$14.3 million, reflecting a strategic shift towards improving revenue quality [15][18] - Cost of revenue fell by 55% year-over-year to US$6.4 million, accounting for 44% of total revenue, down 20 percentage points from the previous year [9][10] - Monthly Unique Users increased by 38% year-over-year to 5.7 million, with MoneyHero Group Members growing to over 8 million [5][22] Strategic Initiatives - The company has secured new partnerships in the Philippines, which are expected to enhance market position and performance in the second half of 2025 [6] - Plans to launch Credit Hero Club in collaboration with TransUnion aim to provide consumers with free credit scores and personalized financial product recommendations, driving user engagement [7] - The company maintains a strong cash position of US$36.6 million with no debt, positioning it well for future growth initiatives [8] Revenue Breakdown - Revenue from insurance products increased by 4% year-over-year to US$1.9 million, accounting for 13% of total revenue [15][19] - Revenue from wealth products surged by 20% year-over-year to US$1.7 million, representing 12% of total revenue [15][19] - The reliance on lower-margin credit cards decreased, with credit card revenue dropping 13 percentage points to 57% of total revenue [10][15] Operational Highlights - The company sourced 399,000 applications in Q1 2025, with 155,000 approved applications [15][18] - Total operating costs and expenses decreased to US$18.3 million from US$30.4 million year-over-year, driven by targeted marketing and technology cost streamlining [11][15] - The strategic pivot initiated in 2024 is showing positive results, with a focus on revenue quality and operational efficiency [8][12]

Core Insights - MoneyHero Limited reported a significant narrowing of net loss to US$(18.8) million in Q4 2024 from US$(94.3) million in the same period last year, indicating progress towards profitability [2][8][14] - The company achieved an Adjusted EBITDA loss of US$(2.9) million in Q4 2024, an improvement from US$(4.6) million in the prior year, marking its best quarterly performance since going public [2][8][14] - Revenue for Q4 2024 decreased by 40% year-over-year to US$15.7 million, primarily due to a strategic shift towards high-margin products [14][19] Financial Performance - Full year 2024 revenue decreased by 1% year-over-year to US$79.5 million, driven by a focus on profitability and diversification towards high-margin products [14][21] - Insurance revenue grew by 40% year-over-year to US$8.2 million, accounting for 10% of total revenue, while wealth products revenue surged by 138% to US$8.5 million [14][21] - Total operating costs and expenses for Q4 2024 decreased to US$25.2 million from US$45.6 million in the same period last year, reflecting the company's efficiency strategy [14][21] Operational Highlights - The company reported a 42% increase in registered members and a 21% rise in approved applications year-over-year in 2024, indicating strong customer engagement [2][21] - MoneyHero remains the largest digital acquisition partner for credit cards across its markets, leveraging this position to expand into high-margin verticals [4][29] - The company is committed to becoming an AI-first organization, with initiatives underway to deploy AI-powered customer service tools and automate workflows [5][6] Strategic Focus - Looking ahead to 2025, MoneyHero plans to maintain its focus on scaling high-margin verticals, particularly in insurance, while tightening cost controls [5][11] - The company has adopted a 'buy-over-build' philosophy for its product and tech strategy, enabling faster innovation through strategic partnerships [5][11] - A comprehensive reorganization and restructuring exercise is underway to streamline operations and enhance efficiency [10][11]

Table of Contents As filed with the Securities and Exchange Commission on January 8, 2024 Registration No. 333-275205 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Amendment No. 3 to Form F-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 MoneyHero Limited (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organization) Cayman Islands 7389 N/A (Primary Standard Industrial Classification Code Number) 70 Shenton Way #18-15, EON Shenton, ...

Table of Contents As filed with the Securities and Exchange Commission on November 28, 2023 Registration No. 333-275205 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 70 Shenton Way #18-15, EON Shenton, S079118 Singapore +65 6322 4392 (I.R.S. Employer Identification No.) (Address, including zip code, and telephone number, including area code, of registrant's principal executive offices) Cogency Global Inc. 122 East 42nd Street, 18th Floor New York, NY 10168 +1(800) 221-0102 (Name, address, includ ...

Table of Contents As filed with the Securities and Exchange Commission on October 27, 2023 Registration No. 333- SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form F-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 MoneyHero Limited (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organization) Cayman Islands 7389 N/A (Primary Standard Industrial Classification Code Number) 70 Shenton Way #18-15, EON Shenton, S079118 Singapore +65 6 ...