I've released my new book: Fixing Target Date Funds. I'm president of Target Date Solutions, developer of the patented Safe Landing Glide Path, Soteria personalized target date accounts, and Age Sage do-it-yourself investing. I;m also co-host of the Baby Boomer Investing Show. My passion is helping his fellow baby boomers at this critical time in their lives when they are relying on their lifetime savings to support a retirement with dignity, so he wrote a book Baby Boomer Investing in the Perilous 2020s an ...

Core Insights - The article discusses the release of a new book titled "Fixing Target Date Funds," which aims to address issues within the target date fund industry and improve investment strategies for baby boomers [1] - The author emphasizes the importance of personalized investment solutions, moving away from generic model portfolios to tailored strategies that meet individual client needs [1] Company Overview - Target Date Solutions is highlighted as the developer of the patented Safe Landing Glide Path and Soteria personalized target date accounts, indicating a focus on innovative investment solutions [1] - Age Sage Robo and GlidePath Wealth Management are mentioned as companies utilizing a patented glide path investment process to create customized portfolios for clients [1] Industry Context - The article reflects concerns about the current financial landscape, particularly regarding money printing practices and their potential impact on retirement savings [1] - The author aims to educate and assist baby boomers in navigating investment challenges during a critical period in their lives, emphasizing the need for financial literacy and tailored investment strategies [1]

Nov 21, 2025 11:45 AM Eastern Standard Time Willdan Expands Financial Services With Acquisition of Compass Municipal Advisors Share ANAHEIM, Calif.--(BUSINESS WIRE)--Willdan Group, Inc. (NASDAQ: WLDN) announced today that their subsidiary, Willdan Financial Services, signed a definitive agreement to acquire Compass Municipal Advisors, LLC ("Compass†), an independent municipal advisory firm headquartered in the Southeastern US. As a fully registered Municipal Advisor, Compass helps public agencies overcome ...

I've released my new book: Fixing Target Date Funds. I'm president of Target Date Solutions, developer of the patented Safe Landing Glide Path, Soteria personalized target date accounts, and Age Sage do-it-yourself investing. I;m also co-host of the Baby Boomer Investing Show. My passion is helping his fellow baby boomers at this critical time in their lives when they are relying on their lifetime savings to support a retirement with dignity, so he wrote a book Baby Boomer Investing in the Perilous 2020s an ...

Core Insights - The article emphasizes the importance of conducting a financial review, particularly as the year ends and tax season approaches [1] Group 1: Signs for Financial Review - Missed payments or overdraft charges indicate a need for a financial review, as money should work for the individual rather than against them [3][4] - Running out of money each month and juggling multiple credit card balances suggests a need to reorganize finances [5] - Avoiding bank statements is a serious sign of financial distress, indicating a potential collapse [7] Group 2: Strategies for Financial Refresh - A mindset shift is essential for a financial refresh, utilizing the "RIR Method" to recognize, interrupt, and reframe negative financial thoughts [7][9] - Persistent anxiety about money that affects sleep or health is a significant indicator that a financial review is necessary [8]

Core Insights - Luminar Media Group, Inc. has entered into a new advisory agreement with Greentree Financial Group, Inc. to enhance corporate governance and financial reporting [1] - This engagement reflects the company's commitment to its uplist strategy and aims to strengthen financial integrity as it expands its revenue-based financing platform [1] Company Developments - The advisory agreement with Greentree is part of Luminar Media Group's strategy to improve compliance in public markets [1] - The collaboration is expected to support the company's growth and operational scaling efforts [1]

Core Viewpoint - Hang Feng Technology Innovation Co., Ltd. successfully completed its initial public offering, raising a total of $6,325,000, which will be utilized for business expansion and operational support [1][2]. Group 1: Offering Details - The underwriters exercised their option to purchase an additional 206,250 ordinary shares at a public offering price of $4.0 per share [1]. - The offering was conducted on a firm commitment basis, with Kingswood Capital Partners, LLC serving as the underwriter [2]. - The ordinary shares began trading on the Nasdaq Capital Market under the ticker symbol "FOFO" on September 12, 2025 [1]. Group 2: Use of Proceeds - Proceeds from the offering will be allocated to strengthen the corporate management consulting business, develop the asset management business, drive business expansion and strategic partnerships, and support general working capital and operations [1]. Group 3: Company Background - Hang Feng Technology Innovation Co., Ltd. is based in Hong Kong and provides comprehensive corporate management consulting and specialized asset management services [5]. - The company has been offering consulting services since 2023 through its subsidiary, Starchain Investment Trading Limited, focusing on strategic growth insights and regulatory compliance [5]. - In 2024, the company launched asset management services to cater to the growing demand for sophisticated solutions in managing corporate and individual capital portfolios [5].

Core Viewpoint - Nordicus Partners Corporation has applied to uplist its common stock to the Nasdaq Capital Market, aiming to enhance visibility, liquidity, and attract institutional investors following recent acquisitions and advancements in its drug development pipeline [1][2]. Company Overview - Nordicus Partners Corporation is a U.S. publicly traded business accelerator and holding company focused on Nordic life sciences companies, specializing in corporate finance activities such as business development, growth strategies, and capital raising [3]. - In 2024, the company completed two significant acquisitions: 100% of Orocidin A/S, a biotech company developing therapies for periodontitis, and 100% of Bio-Convert A/S, which focuses on treatments for oral leukoplakia [3]. Uplisting Details - The uplisting application to Nasdaq is subject to approval and meeting all listing criteria, with the common stock continuing to trade on the OTCQB Market until the uplisting is finalized [1][2]. - The CEO of Nordicus expressed confidence in meeting the listing requirements, emphasizing the potential benefits of a Nasdaq listing for shareholder value and capital access [2].

Core Viewpoint - Financial consulting firm Continuum Economics predicts that the Bank of Japan will maintain its interest rate at 0.5% during the May meeting and will not change its forward guidance [1] Group 1: Economic Context - The uncertainty brought by U.S. tariffs is impacting Japan's economy, creating a dilemma for the Bank of Japan [1] - The anticipated negative impact of U.S. auto tariffs on the Japanese economy is significant [1] Group 2: Inflation and Wage Growth - Inflation continues to rise, with wage negotiations in Tokyo pushing wage expectations to grow over 5% [1] - If wage growth can quickly translate into domestic demand, the Bank of Japan may find it challenging to justify further delaying interest rate hikes [1] Group 3: Monetary Policy Implications - The Bank of Japan faces difficulties in proving that further postponement of interest rate hikes is reasonable if inflationary pressures are not cost-push [1]

Core Insights - Macro Global Markets leverages a unique analytical framework to provide market insights for investors, particularly in the gold investment sector [1] - The company integrates macroeconomic data with technical analysis to enhance trading decision-making [5] Group 1: Multi-Dimensional Data-Driven Market Analysis - The core philosophy of Macro Global Markets treats macroeconomic data as a "weather forecasting system" for financial markets, monitoring key indicators like GDP growth rates and inflation [2] - Analysts utilize this data to predict market movements, such as the relationship between unemployment rates and gold demand [2] Group 2: Technical Analysis as a Navigation Tool - The company employs an intelligent charting system that visualizes complex market signals, allowing analysts to save 70% of data processing time [4] - The MACRO MA momentum indicator provides actionable insights for traders, marking bullish trends when short-term and long-term moving averages cross [4] Group 3: Dual-Driven Trading Decision Model - Macro Global Markets has developed a "fundamental + technical" dual verification mechanism that alerts investors to potential market pitfalls, such as the "false breakout" in gold prices during the 2023 Fed rate hike cycle [5] - The company also created a quantitative assessment model for geopolitical events, offering multiple hedging strategies during market volatility [5] Group 4: Growth Path from Cognitive Upgrade to Practical Application - The company has established a tiered empowerment system for investors, enhancing training efficiency by over 40% through relatable examples [7] - Advanced users can engage in simulated trading scenarios to refine their strategies, turning historical lessons into actionable insights [7] Group 5: Risk Control Mechanisms - Macro Global Markets implements a smart alert system that triggers risk warnings when gold holdings exceed 30% of account value, significantly extending the account survival period compared to industry standards [9] - The company emphasizes the importance of transforming information advantages into decision-making advantages in the investment landscape [9]