Key Takeaways OPRT and ENVA serve non-prime borrowers, with OPRT shares up 89.7% YTD vs. ENVA's 15.8%. OPRT guides 2025 EPS of $1.10-$1.30; ENVA revenues are seen rising 17.8% per 2025 consensus. OPRT trades at 1.22X P/TB vs. ENVA's 3.31X; ENVA has $171.9M left in its $300M buyback plan.Oportun Financial Corporation (OPRT) and Enova International Inc. (ENVA) are fintech companies that provide credit solutions to underserved consumers. They leverage advanced analytics and digital platforms to offer non-pri ...

The underbanked and non-prime consumer market is significant enough for fintech lenders like OppFi (NYSE: OPFI ) to carve out a decent market size. Let us evaluate the investment case for OppFi after what has been a stellar year for theI am a stock analyst with 20+ years of experience in quantitative research, financial modeling, and risk management. I specialize in equity valuation, market trends, and portfolio optimization to identify high-growth investment opportunities. As a former Vice President at Bar ...