Core Viewpoint - Investing S$10,000 in Singapore's market can effectively build a high-quality income engine through disciplined investment in sustainable cash-generating businesses [1] Group 1: ParkwayLife REIT - ParkwayLife REIT (SGX: C2PU) is a reliable choice for income-focused portfolios, with a portfolio of 74 properties valued at S$2.57 billion across Singapore, Japan, and France [2] - For FY2025, gross revenue increased by 7.6% YoY to S$156.3 million, and net property income (NPI) rose by 8.0% to S$147.5 million [2] - Distribution per unit (DPU) grew by 2.5% YoY to S$0.1529, supported by acquisitions in Japan and France, with a current yield of 3.75% at a price of S$4.08 [3][4] - A significant increase in guaranteed rent for its Singapore hospitals is expected in FY2026, rising by 24.3% from S$79.7 million to S$99.1 million [3][4] Group 2: Raffles Medical Group - Raffles Medical Group (SGX: BSL) reported a 3.5% YoY revenue increase to S$378.4 million in 1H2025, with profit attributable to owners growing by 4.8% to S$32.1 million [5] - Free cash flow surged by 139.4% YoY to S$52.0 million, supported by strong operating cash generation and a 75.6% reduction in capital expenditure [5][6] - The current share price is S$1.00, providing a dividend yield of 2.5% based on an annual payout of S$0.025 [6][7] Group 3: Keppel DC REIT - Keppel DC REIT (SGX: AJBU) reported a 42.2% YoY increase in gross revenue to S$441.4 million for FY2025, with NPI rising by 47.2% to S$383.3 million [8][9] - DPU increased by 9.8% to S$0.10381, driven by strategic acquisitions and contract renewals at higher rates [8][9] - The REIT achieved a 45% positive rental reversion on renewed contracts, with a 95.8% occupancy rate and a 6.7-year weighted average lease expiry [10] Group 4: Estimated Annual Income - A proposed allocation of S$4,000 to ParkwayLife REIT, S$4,000 to Keppel DC REIT, and S$2,000 to Raffles Medical Group estimates a total annual dividend income of S$383 [11][12] - This portfolio offers a combined yield of approximately 4% [12][13] Group 5: Compounding and Future Growth - The strategy emphasizes the importance of reinvesting dividends to enhance ownership without additional capital outlay, likening it to a snowball effect [14][15] - Investing in these companies positions investors to benefit from structural trends such as an aging population, premium healthcare recovery, and AI-driven digital growth [16][17]