I have a B.Tech degree in Mechanical Engineering from a top school in India. For nearly twenty five years, I have worked in the oil and gas sector, primarily in the Middle East. I work at the intersection of engineering, operations, and project management in an industry that does not forgive mistakes - so I have learned to be efficient, careful, and disciplined. These traits inform my investment strategy. For much of my professional career, I have maintained a serious and sustained interest in the U.S. equi ...

Article contentTake a look at those lists of the world’s richest people. Sure, there are always some real estate moguls listed. But the majority of the world’s super rich got that way by owning equities, typically in extreme concentrations of their own company. But lesser, normal people can still get wealthy in the market by consistent investing and compounding over many years or decades. Investors can also do very well in shorter time periods. While some investors might look to “lottery ticket” type of sto ...

Like most investors starting out, I thought investing was about waiting for the perfect time to buy a popular stock and then taking profits before the share price heads south. I was unaware that I was treating investing like gambling and did not have any plan.It didn’t take long for my pocket to suffer the consequences. That was the moment I realised that the most powerful tool for successful investment wasn’t timing the market, it was the time in the market.  Timing the market sounds good in theory.After a ...

Core Insights - The article highlights the remarkable investment journey of Earl Crawley, who built a $500,000 investment portfolio despite earning a modest income as a parking lot attendant [1][2]. Investment Strategy - Crawley's investment philosophy centers on dividend-paying stocks, where he reinvested dividends instead of spending them, allowing for compounded growth over time [2][7]. - He emphasized the importance of starting small and maintaining discipline in budgeting, which enabled him to make consistent investments despite limited income [5][6]. Personal Background - Crawley faced challenges such as dyslexia, which he overcame by developing strong listening skills, allowing him to gather valuable insights from financial professionals [4][6]. - His approach included saving from various odd jobs, demonstrating a commitment to financial discipline and growth [5][6]. Compounding Effect - The article explains how reinvesting dividends can create a compounding effect, significantly amplifying portfolio growth over time [7].

INVEST BETTERFish where others aren’t.Bet big when the odds tilt.Stay calm thru storms.Filter signal from chatter.Think in years, not days.Let compounding do the heavy lifting. ...

Group 1 - Investing consistently in the stock market can lead to significant long-term growth, even with modest monthly contributions [1][2] - Setting aside $350 each month could potentially grow a portfolio to at least $1 million over time [2] - The Vanguard S&P 500 ETF is highlighted as a low-cost investment option with an expense ratio of just 0.03%, making it a practical choice for investors [4][8] Group 2 - Historical performance of the S&P 500 index shows an average annual growth rate of 10%, indicating strong long-term returns for investors [5] - Even with a conservative estimate of a 9% annual growth rate, investing $350 monthly in the Vanguard S&P 500 ETF can still lead to substantial wealth accumulation [6] - A table illustrates projected compounded returns over various investment durations, showing significant growth potential at both 9% and 10% growth rates [9]

If you aim to get rich off stocks, then you’ll need to either start with a lot of money or do a lot better than most other investors. In fact, most don’t even earn an average return in the stock markets — let alone get rich off them. As GOBankingRates recently reported, research from J.P. Morgan Asset Management found that during a 20-year period from 1998 to 2017, the S&P 500 returned an average of 7.1% per year. But the typical investor averaged only a 2.6% annual gain — barely above inflation. Read Mor ...

Core Idea - The article emphasizes the investment philosophy of Thomas W. Phelps, particularly his book "100 to 1 in the Stock Market," which advocates for buying exceptional companies early, holding them with discipline, and allowing compounding to generate wealth [1][4][6]. Phelps's Investment Framework - Phelps's framework focuses on identifying companies with durable advantages, such as network effects, proprietary know-how, and advantageous cost structures [8]. - The importance of verifying a large addressable market that allows for long-term compounding without hitting a wall is highlighted [8]. - Present-tense profitability is essential; Phelps preferred companies that generate cash rather than speculative ventures [8]. - The article suggests buying companies when their narratives are still forming, favoring modest valuations over those priced for perfection [8]. - A strategy of doing less is recommended, as holding onto winning investments can lead to tax deferral and reduced errors [8]. Current Investment Candidates - The article lists 25 companies that fit Phelps's criteria, categorized by how they create competitive advantages rather than by index labels [9]. - Companies in the construction and infrastructure sector, such as EMCOR Group and Quanta Services, are noted for their execution capabilities and ability to convert backlog into cash [10][11]. - Precision manufacturers like Celestica and Fabrinet are recognized for their high returns on capital and asset-light models [12]. - In network infrastructure, Arista Networks and Super Micro Computer are highlighted for their strong positions in high-speed switching and AI hardware, respectively [13]. - Companies in the materials sector, such as Martin Marietta Materials, are noted for their pricing power and local monopolies [14]. - Engineering firms like WSP Global are recognized for their expertise and customer relationships in regulated markets [15]. - Consumer brands like e.l.f. Beauty and Academy Sports are mentioned for their market share growth and operational efficiency [16]. - Specialty finance companies like FirstCash and software firms like Agilysys are noted for their cash generation and growth potential [17]. - Internationally, utilities like Sabesp and fintechs like StoneCo are highlighted for their governance and profitability improvements [18]. - UK companies like Spectris and Halma are recognized for their consistent acquisition strategies and operational excellence [19]. Conclusion - The article concludes that the focus should be on finding real engines of growth and sizing investments appropriately to endure market volatility, allowing time to enhance value [22].

Quiet Millionaire Habits:• Walk away from easy money• Ignore 95% of headlines• Reinvest what others spend• Build things that compound quietly• Stay excited about being underestimated ...

Good evening. Welcome to the journey of wealth creation. When we're looking at wealth creation, let me ask all of y'all, how many of you all want to really be millionaires or as we call koratis.Oh, probably all of y'all. That's really nice. When we look at really becoming a millionaire, there is only one path and there is only one roadway which by which you really become a millionaire.That is the simple power of compounding as we call it the eighth wonder of the world. The people that understand the power o ...