Mortgage Rates Overview - The average 30-year fixed mortgage rate is currently at 5.91%, while the 15-year fixed rate is at 5.44% [1][5] - Zillow's reported rates are generally lower than those from Freddie Mac due to different survey methodologies [1][18] Current Mortgage Rates - Current national average mortgage rates include: - 30-year fixed: 5.91% - 20-year fixed: 5.86% - 15-year fixed: 5.44% - 5/1 ARM: 5.93% - 7/1 ARM: 6.04% - 30-year VA: 5.50% - 15-year VA: 5.13% - 5/1 VA: 5.16% [5] Mortgage Refinance Rates - Today's mortgage refinance rates are typically higher than purchase rates, although this is not always the case [3] Market Trends - Mortgage rates have been gradually decreasing since the end of May last year, with the 30-year fixed rate peaking over 7% in January 2025 before declining [20] - Predictions indicate that the 30-year mortgage rate will remain near 6.1% through 2026, with Fannie Mae forecasting a rate near 6% by the end of the year [19] Buying Considerations - The current housing market is more favorable for buyers compared to the previous years, as home prices are stabilizing and mortgage rates have decreased [16] - The best time to buy a house is when it aligns with personal circumstances rather than trying to time the market [17]

Core Insights - The CEO of UWM Holdings Corporation, Mat Ishbia, sold 1,898,622 shares of Class A Common Stock over five days, with a total transaction value of $11.14 million [1][2] - The sale was part of a planned strategy under a 10b5-1 Plan, which allows insiders to schedule share transactions to mitigate insider trading concerns [8] Company Overview - UWM Holdings Corporation is a leading mortgage lender in the U.S., focusing on the origination of residential loans through a broker-focused wholesale channel [5] - The company reported a revenue of $2.7 billion and a net income of $16.89 million for the trailing twelve months (TTM) [4] - The dividend yield stands at 8.15%, with a 1-year price change of -20.16% as of January 31, 2026 [4] Transaction Details - The transaction involved the conversion of UWM Paired Interests into Class A Common Stock, with all shares sold through SFS Holding Corp, controlled by Mat Ishbia [6][8] - Post-transaction, Mat Ishbia retains 279,989 shares directly, while indirect holdings decreased by 25.32% [6] - The size of the sale aligns with Ishbia's recent selling patterns, being close to the median size of his previous transactions [6] Market Context - UWM's share prices have declined approximately 50% over the last five years, reflecting challenges in the mortgage loan market [9] - Despite recent Fed rate cuts aimed at lowering loan rates, the mortgage loan market continues to experience low loan volumes, indicating ongoing struggles for the company [9]

And right now we are 2 minutes away from the end of the trading day. Romaine Bostick alongside Katie Greifeld, taking you through to that closing bell with a global simulcast. There it is behind me, Carol Massar Tim Stenovec in the radio room.Welcome to our audiences across all of our Bloomberg platforms, including our partnership with YouTube a day Carol Massar That, of course, has been consumed by the attention on Kevin Warsh, the nominee to succeed Jay Powell. But it kind of obscures some real volatility ...

The Free, Live Daily Mobile Game Challenges Players to Guess Real Home Listing Prices in Order to Win Free Rent or Mortgage  Video of Surprise Reveal HERE LOS ANGELES, Jan. 30, 2026 (GLOBE NEWSWIRE) -- Today, mobile real estate trivia app PropQwiz, presented by PrimeLending, a PlainsCapital Company, announced its first-ever Grand Prize winner. Las Vegas mother and bus driver, Andrea B., was named the PropQwiz inaugural winner after playing nearly every day since September, earning the $350,000 Grand Prize t ...

National average mortgage and refinance lates for the week remain just above one-year lows. According to Freddie Mac, the 30-year fixed mortgage rate for the week averaged 6.10%. One year ago, it was 6.95%. The 15-year fixed rate had a one-week average of 5.49%. A year ago, it was 6.12%. Current mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 5.87% 20-year fixed: 6.11% 15-year fixed: 5.43% 5/1 ARM: 5.93% 7/1 ARM: 5.90% 30-year VA: 5.49% 15- ...

Core Viewpoint - NFM Lending is undergoing a strategic leadership transition with Bob Tyson becoming CEO and LaTasha Waddy being appointed as President, while David Silverman remains involved in the organization to focus on long-term strategic vision and technology development [1][2][3]. Group 1: Leadership Transition - Bob Tyson has transitioned from President to Chief Executive Officer effective January 1, 2026 [1]. - LaTasha Waddy has been named President, previously serving as Chief Legal Counsel and Executive Vice President [1]. - David Silverman, the former Founder/CEO, will continue to support the organization while focusing on strategic vision and technology [1][3]. Group 2: Company Commitment - NFM Lending emphasizes that the leadership change will be seamless for business partners, clients, and employees, maintaining a commitment to exceptional service and innovative mortgage solutions [2]. - The company is dedicated to driving innovation in the mortgage industry and thanks its partners, clients, and employees for their ongoing support [3]. Group 3: Company Background - NFM Lending is a national mortgage lending company licensed in 49 states and the District of Columbia, founded in 1998 in Baltimore, Maryland [4]. - The company is recognized for its exceptional service and diverse loan offerings, aiming to help families achieve homeownership [4]. - NFM Lending's success is attributed to its commitment to customers and the community, with a family of companies that includes Main Street Home Loans, Bluprint Home Loans, Element Home Loans, Homespire Home Loans, and Creator Collective [4].

Core Insights - President Trump's proposals aim to make housing more affordable by focusing on lowering mortgage rates without significantly impacting home prices [1][9] - The administration's strategy raises questions among economists about whether reducing borrowing costs alone can effectively address housing affordability issues [2][9] Economic Impact - Housing affordability is crucial for families to purchase homes, build wealth, and feel financially secure, influencing broader economic growth through consumer spending [3] - Protecting existing homeowners' wealth may support consumer spending but could maintain high prices as a barrier for new buyers [3] Policy Focus - Trump's housing policies have primarily targeted mortgage rates, including instructing Fannie Mae and Freddie Mac to purchase $200 billion in mortgage bonds to lower borrowing costs [6] - The introduction of longer 50-year mortgages is also proposed to provide more options for homebuyers [6] Supply and Demand Dynamics - An increase in housing supply could lower home prices, but current low inventory levels may counteract affordability gains from lower mortgage rates [7] - Trump's executive order to limit large institutional investor purchases aims to increase housing supply, though it may only affect a small portion of the market [12][14] Wealth Effect - Higher home values contribute to consumer spending, with the "wealth effect" indicating that increased housing wealth can lead to greater consumer expenditure [10] - Consumer spending has remained strong, with a reported increase of 0.3% in both October and November, supported by affluent consumers benefiting from wealth effects [11]

Appointment supports continued growth and leadership development for one of Guaranteed Rate Affinity's high- performing teams CHICAGO, Jan. 29, 2026 /PRNewswire/ -- Guaranteed Rate Affinity (GRA), a leading mortgage provider offering unparalleled lending services, announces that Marc Sokobin has joined the company as Director of Sales and Market Development. In this role, Sokobin will work closely with top-producing loan officer Brian Scott Cohen to help expand and enhance The Brian Scott Cohen Team in the ...

WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) ("Velocity†or "Company†), a leader in investor real estate loans, will release its fourth quarter and full year 2025 results after the market close on Wednesday, March 11, 2026. Velocity's executive management team will host a conference call and webcast to review its financial results at 2:00 p.m. Pacific Time / 5:00 p.m. Eastern Time on the same day. Webcast Information The conference call will be webcast live in listen-only ...

Title Strategy, Non-Agency, Construction Capital, Workflow Tools; Housing Policy, Rates, and $200 Billion “Did you hear what NASA's new slogan will be once its budget is cut? ‘NASA: The Sky's The Limit’” If you’re a conference organizer, do you have a catchy slogan for the event? That certainly seems to be expected. Fannie Mae has a slogan (“Powering America’s Housing” or “Supporting America’s Housing,” depending on who you ask) as does Freddie Mac (“We Make Home Possible”). The two have been in the news l ...