Core Points - Timbercreek Financial has declared a monthly cash dividend of $0.0575 per common share, payable on September 15, 2025, to shareholders of record on August 29, 2025 [1] - The company offers a Dividend Reinvestment Plan that allows shareholders to reinvest cash dividends into additional common shares at a potential discount without incurring commissions or fees [2] - Under the Dividend Reinvestment Plan, shares can be acquired in the open market or issued from treasury at 98% of the average market price during a specified trading period [3] - Timbercreek Financial is a non-bank commercial real estate lender that provides structured financing solutions, focusing on faster execution and flexible terms compared to traditional Canadian financial institutions [4]

Core Insights - Timbercreek Financial Corp. has entered into a new credit agreement with a syndicate of nine lenders, increasing its revolving credit facilities to $600 million from the previous $510 million [1][2] - The new credit agreement includes a $100 million accordion feature for future expansion, providing additional flexibility for corporate activities [1][2] - The term of the new credit agreement is two years, maturing on August 7, 2027, with the Toronto-Dominion Bank acting as the sole lead arranger and administration agent [1] Company Overview - Timbercreek Financial is a non-bank commercial real estate lender that offers structured financing solutions to commercial real estate investors [3] - The company focuses on providing faster execution and more flexible terms compared to traditional Canadian financial institutions [3] - Timbercreek employs thorough underwriting, active management, and strong governance to target strong risk-adjusted returns for investors [3]

Core Viewpoint - Timbercreek Financial is set to discuss its financial results for the quarter ended June 30, 2025, during a conference call on July 31, 2025, following the release of these results on July 30, 2025, after market close [1]. Group 1 - The conference call will include a question and answer period with analysts, allowing for direct engagement with management [1]. - Interested parties can join the call via a Zoom Webinar or by telephone, with multiple Canadian and international dialing options provided [2]. - A playback of the conference call will be available on Timbercreek Financial's website after the event [3]. Group 2 - Timbercreek Financial is a prominent non-bank lender specializing in commercial real estate, offering structured financing solutions with shorter durations [4]. - The company emphasizes a service-oriented approach, providing faster execution and more flexible terms compared to traditional Canadian financial institutions [4]. - Through thorough underwriting, active management, and strong governance, Timbercreek Financial aims to achieve strong risk-adjusted returns for its investors [4].

Company Overview - Timbercreek Financial is a leading non-bank commercial real estate lender that provides shorter-duration, structured financing solutions to commercial real estate investors [4] - The company focuses on a sophisticated, service-oriented approach to meet borrower needs, offering faster execution and more flexible terms compared to traditional Canadian financial institutions [4] - Timbercreek employs thorough underwriting, active management, and strong governance to target strong risk-adjusted returns for investors [4] Dividend Announcement - The company has declared a monthly cash dividend of $0.0575 per common share, which will be paid on July 15, 2025, to holders of common shares of record on June 30, 2025 [1] - Timbercreek offers a Dividend Reinvestment Plan (the "Plan") that allows holders of common shares to reinvest cash dividends at a potential discount without incurring commissions, service charges, or brokerage fees [2] Dividend Reinvestment Plan Details - Under the Plan, common shares will be acquired either in the open market at prevailing prices or issued from treasury at 98% of the average market price for the five trading days ending on the third business day prior to the dividend payment date [3] - Shareholders holding common shares through a broker or financial institution must enroll for distribution reinvestment through their nominee holder [4]

Core Viewpoint - Timbercreek Financial has declared a monthly cash dividend of $0.0575 per common share, payable on June 13, 2025, to shareholders of record on May 30, 2025 [1] Dividend Information - The company offers a Dividend Reinvestment Plan (the "Plan") that allows holders of common shares to reinvest cash dividends at a potential discount without incurring commissions or fees [2] - Under the Plan, common shares will be acquired either in the open market at prevailing prices or issued from treasury at 98% of the average market price for the five trading days ending on the third business day prior to the dividend payment date [3] Enrollment and Participation - Common shares acquired under the Plan will be automatically enrolled, and shareholders holding shares through a broker or financial institution must enroll for reinvestment through their nominee [4] Company Overview - Timbercreek Financial is a leading non-bank commercial real estate lender, providing structured financing solutions to commercial real estate investors with a focus on faster execution and flexible terms [4] - The company employs thorough underwriting, active management, and strong governance to target strong risk-adjusted returns for investors [4]

Group 1 - Timbercreek Financial Corp. held its annual meeting of shareholders on May 9, 2025, after being adjourned from May 7, 2025, due to a lack of quorum [1] - All nominees listed in the management information circular dated March 24, 2025, were elected as directors, with high approval rates ranging from 98.90% to 99.33% [1] - KPMG LLP was reappointed as the Company's auditor, with the directors authorized to fix the auditor's remuneration [1] Group 2 - Timbercreek Financial is a leading non-bank commercial real estate lender, providing structured financing solutions to commercial real estate investors [2] - The Company focuses on faster execution and more flexible terms compared to traditional Canadian financial institutions, targeting strong risk-adjusted returns for investors [2]

Core Viewpoint - Timbercreek Financial reported solid financial results for Q1 2025, highlighting stable income levels and a robust transaction pipeline despite market volatility [3][5]. Financial Performance - Net mortgage investments reached $1,079.2 million, a 10.4% increase from $977.5 million in Q1 2024, but a slight decrease of $10.6 million from $1,089.8 million in Q4 2024 [4][5]. - Net investment income was $28.6 million, up from $24.6 million in Q1 2024, with net income and comprehensive income at $14.8 million compared to $14.4 million in the same period last year [5][13]. - Distributable income was $15.4 million, or $0.19 per share, slightly down from $15.8 million in Q1 2024, maintaining a payout ratio of 92.8% [5][6]. Dividend Information - The company declared dividends totaling $14.3 million, or $0.17 per share, consistent with the previous year, reflecting a strong dividend coverage [5][6]. - The current trading price of $7.00 represents a 9.9% yield, which is a 7.3% premium over the 2-year Canadian bond yield [5]. Portfolio Composition - The weighted average interest rate on the mortgage portfolio was 8.7%, with 84.8% of loans being variable rate loans with interest rate floors [6][15]. - Multi-family residential properties constituted 60.2% of the mortgage investments, indicating a focus on stable asset classes [6][15]. Market Position and Strategy - The company emphasized the resilience of its strategy and core asset classes, particularly multi-residential, which is expected to perform well amid economic uncertainty [3][5]. - Timbercreek Financial completed the sale of a retirement asset in Quebec, resulting in the full recovery of real estate held for sale and repayment of collateral liabilities [5].