CPI Card Group (PMTS) Q2 2025 Earnings Call August 08, 2025 09:00 AM ET Speaker0Welcome to CPI Cards Group Second Quarter twenty twenty five Earnings Call. My name is Bailey, and I will be your operator today. Now I would like to turn the call over to Mike Salip, CPI's Head of Investor Relations.Speaker1Thanks, operator. Welcome to the CPI Card Group's second quarter twenty twenty five earnings webcast and conference call. Today's date is 08/08/2025, and on the call today from CPI Card Group are John Lowe, ...

Second Quarter 2025 Earnings Presentation August 7, 2025 2 Disclaimers Forward Looking Statements This presentation contains forward-looking statements as defined by the Private Securities Litigation Reform Act of 1995. These statements are based on the beliefs and assumptions of management. Although CompoSecure believes that its plans, intentions, and expectations reflected in or suggested by these forward-looking statements are reasonable, CompoSecure cannot assure you that it will achieve or realize thes ...

Core Insights - The total card spending for Visa, Mastercard, American Express, and Discover in the US reached $6.136 trillion in 2024, marking a 5.3% increase from 2023 [1] - JP Morgan Chase maintained its position as the top issuer with over $1.344 trillion in purchase volume, followed by American Express and Citi [2] - The top five issuers accounted for 69.1% of all credit card spending, while the top ten issuers represented over 82.5% [2] Spending and Debt Trends - Outstanding credit card receivables reached $1.346 trillion at the end of 2024, reflecting a 7.9% increase [2] - The growth rate of outstanding debt on cards is outpacing spending, suggesting that some consumers may be struggling to meet their obligations [3] - The number of credit cards in circulation was 942 million, with 34 million locations available for purchases [3]