TECHNICAL NOTE Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized ID Meets Instant: Enabling Trusted, Inclusive Fast Payments through Digital ID FEBRUARY 2026 FINANCIAL SERVICES SECTOR Payment Systems Development Group © 2026 International Bank for Reconstruction and Development / The World Bank 1818 H Street NW Washington DC 20433 Telephone: 202-473-1000 Internet: www.worldbank.org This volume is a product of the staff of the World Bank. The ...